80 Binnacle Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 80 Binnacle Ln, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1978
Lot Size	0.197 acres (8,578 sqft)
Owner	Individual Name on Record
Last Sale	$27,200 (Aug 2005)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5186-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5186-8`
Alternative APNs	`05-2S-23-2080-0114-00O0` `23S2052080011400O0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,807 sqft
1st Floor Area	1,278 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,578 sqft (0.197 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished/Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	80 BINNACLE LN
City	SHALIMAR
State	FL
Zip	32579-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE BEG SW COR LOT 1 BLK 114 E330 FT N240 FT TO BEG N80 FT W100 FT S80 FT E100 FT TO BEG
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	114
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2025
Census Tract	21502

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 5, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 11, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage ICONIC MORTGAGE CORP
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2005 · Amount on Record
Deed Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	20052252314
Deed Book / Page	2644 / 1510
Prior Transfer Date	Jul 27, 2005
Prior Transfer Doc	0026441510
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0035622009
Date	Jul 23, 2021
Book Page	3562/2009
Instrument	3474495

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036141673
Date	Apr 5, 2022
Book Page	3614/1673
Instrument	3539810

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412

Mortgage

Document Number	0036872264
Date	Aug 11, 2023
Book Page	3687/2264
Instrument	3640966

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412

Mortgage

Document Number	0034972266
Date	Oct 8, 2020
Book Page	3497/2266
Instrument	3397169

Lender

Name	ICONIC MORTGAGE CORP
Type	Mortgage Company
Address	MIAMI, FL 33132

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	80 BINNACLE LN, SHALIMAR, FL 32579-1412
Document Number	0034401111
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 BINNACLE LN SHALIMAR FL 325791412, SHALIMAR, FL 32579-1412

Mortgage

Document Number	0034401111
Date	Jan 24, 2020
Book Page	003440/001111
Instrument	3332434

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$130,394 (+5.99%)	$225,539 (+9.77%) Land $83,200 Building $142,339
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$123,028	$205,463 Land $58,203 Building $147,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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