79 Binnacle Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 79 Binnacle Ln, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1979
Lot Size	0.17 acres (7,420 sqft)
Owner	Owner Name on File
Last Sale	$125,000 (Sep 2011)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5182-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5182-7`
Alternative APN	`05-2S-23-2080-0114-00K0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,678 sqft Heated Area
Gross Area	1,744 sqft
1st Floor Area	1,678 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,420 sqft (0.17 acres)
Lot Width	80 ft Width
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	79 BINNACLE LN
City	SHALIMAR
State	FL
Zip	32579-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE BEG SW COR LOT 1 BLK 114 E190 FT N160 FT TO BEG N80 FT W100 FT S80 FT E100 FT TO BEG AKA PARCEL K BLK 114
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	114
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2024
Census Tract	21502

Owner

Source: Okaloosa County assessment roll, APN C56-000-592-5182-7, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	79 BINNACLE LN, SHALIMAR, FL 32579-1411
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	Jan 03, 2001 · Amount on Record
Deed Document Number	2729246
Deed Book / Page	3001 / 3026
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	79 BINNACLE LN, SHALIMAR, FL 32579-1411
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036343549
Date	Jul 26, 2022
Book Page	3634/3549
Instrument	3567259

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2037

Tax Assessment & Valuation

Source: Okaloosa County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00 (+7.02%) Homeowner's exemption	$135,229 (+5.99%)	$220,536 (-2.86%) Land $83,200 Building $137,336
2023	$1,097.00 (+3.39%) Homeowner's exemption	$127,590 (+3%)	$227,024 (+8.51%) Land $58,203 Building $168,821
2022	$1,061.00 Homeowner's exemption	$123,874	$209,216 Land $54,396 Building $154,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910215022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 527 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460506, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.