89 Belanger St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 89 Belanger St, Three Rivers, MA 01080

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 864 sqft · built 2005
Lot Size	1.26 acres (54,989 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2025)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:97 L:89`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:97 L:89`
Alternative APN	`M:0071 L:000097 U:0089`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,989 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	89 BELANGER ST
City	THREE RIVERS
State	MA
Zip	01080-1351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VC2
Legal Block	97
Legal Lot Number	89
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

89 Belanger St, a condominium, is owned by an individual who bought it in September 2025.

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	89 BLANCHARD ST, PALMER, MA 01069-1859
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK FSB
Jun 21, 2019	Deed of Trust, Mortgage · ARM COUNTRY BANK
Jan 25, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Book / Page	26023 / 197
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Sep 12, 2025
Property Address	89 BELANGER ST, THREE RIVERS, MA 01080-1351
Document Number	026023-197
Book / Page	26023 / 197
Instrument Date	Sep 12, 2025
Instrument	42923
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BLANCHARD ST, PALMER, MA 01069-1859

Mortgage

Document Number	0000042924
Date	Sep 12, 2025
Instrument	42924

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	89 BELANGER ST, THREE RIVERS, MA 01080-1351
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022721-584
Date	Jun 21, 2019
Book Page	22721/584
Instrument	33607

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2026

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	PALMER MA
Recording Date	Jan 25, 2018
Property Address	89 BELANGER ST, THREE RIVERS, MA 01080-1351
Document Number	22039-13
Book / Page	022039 / 000013
Instrument Date	Dec 15, 2017
Instrument	4403
Transaction Type	Foreclosure
Record Updated	Feb 13, 2018

Transaction

Amount	Amount on Record
Tax	$411.80
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	475 CROSSPOINT PKWY GETZVILLE NY 140681609, GETZVILLE, NY 14068-1609

Tax Assessment & Valuation

The 2025 property tax bill for 89 Belanger St was $3,278, up 1.4% from the year before.

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+1.39%)	$179,800 (+4.9%) Building $179,800	$192,185 (-0.93%)
2024	$3,233.00 (+9.82%)	$171,400 (+14.8%) Building $171,400	$193,990
2023	$2,944.00	$149,300 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Belanger St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Belanger St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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