85 Belanger St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 85 Belanger St, Three Rivers, MA 01080

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 864 sqft · built 2005
Lot Size	1.26 acres (54,989 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2019)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:97 L:85`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:97 L:85`
Alternative APN	`M:0071 L:000097 U:0085`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	432 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,989 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	85 BELANGER ST
City	THREE RIVERS
State	MA
Zip	01080-1351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VC2
Legal Block	97
Legal Lot Number	85
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 BELANGER ST, THREE RIVERS, MA 01080-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2019	Condominium Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jul 24, 2018	Quit Claim Deed, Transfer MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	201963866
Deed Book / Page	22930 / 116
Prior Transfer Date	Oct 28, 2019
Prior Transfer Doc	22930-116
Record Updated	Oct 29, 2026

October 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	PALMER MA
Recording Date	Oct 31, 2019
Property Address	85 BELANGER ST, THREE RIVERS, MA 01080-1351
Document Number	22930-116
Book / Page	022930 / 000116
Instrument Date	Oct 28, 2019
Instrument	63866
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 CHURCH ST #B PALMER MA 01069, B, PALMER, MA 01069

Mortgage

Document Number	22930-120
Date	Oct 31, 2019
Book Page	022930/000120
Instrument	63867

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Jul 24, 2018
Property Address	85 BELANGER ST, THREE RIVERS, MA 01080-1351
Document Number	22280-288
Book / Page	22280 / 288
Instrument	42881
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BELANGER ST, THREE RIVERS, MA 01080-1351

Mortgage

Document Number	222800291
Date	Jul 24, 2018
Instrument	22280/0291

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate	3.63%
Max Rate At Change	80.1%
Max Rate	3%

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,314.00 (+1.35%)	$181,800 (+4.84%) Building $181,800	$189,620 (+1.73%)
2024	$3,270.00 (+9.81%)	$173,400 (+14.83%) Building $173,400	$186,390
2023	$2,978.00	$151,000 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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