889 Waterloo Ave, El Cajon, CA 92019 Property Records

San Diego County property record for 889 Waterloo Ave, El Cajon, CA 92019 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,064 sqft · built 1960
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on File
Last Sale$295,000 (Oct 2008)
Tax Bill$5,186 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN514-282-03-00

Property Details

APN / Parcel Number

Primary APN514-282-03-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address889 WATERLOO AVE
CityEL CAJON
StateCA
Zip92019-3402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 85 TR 004301
Legal SubdivisionELLEN LANE PARK
Legal Tract004301
Legal Block1
Legal Lot Number85
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract15405

Owner

Source: San Diego County records · APN 514-282-03-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address866 WATERLOO AVE, EL CAJON, CA 92019-3401
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2008 · Amount on Record
Deed SaleOct 10, 2008 · Amount on Record
Prior SaleFeb 14, 2005 · Amount on Record
Deed Document Number2008533735
Last Transfer DateDec 13, 2014
Transfer Doc0000568305
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address889 WATERLOO AVE, EL CAJON, CA 92019-3402
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address886 WATERLOO AVE, EL CAJON, CA 92019-3401

Mortgage

Document Number0000791015
DateNov 16, 2021
Instrument2021-0791015
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$387,467 (+2%) Land $170,748 Building $216,719
2025$5,186.00 (+2.15%)$379,870 (+4.04%) Land $167,400 Building $212,470
2023$5,077.00 (+0.71%)$365,120 Land $160,900 Building $204,220
2022$5,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730154051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (2001–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023, rainfall accumulation, Tropical Storm Hilary

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wyyerd GroupFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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