San Diego County property record for 877 Waterloo Ave, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,036 sqft · built 1970 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $424,000 (Feb 2014) |
| Tax Bill | $7,059 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-282-02-00 |
| Primary APN | 514-282-02-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,036 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 877 WATERLOO AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 86 TR 004301 |
| Legal Subdivision | ELLEN LANE PARK |
| Legal Tract | 004301 |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 15405 |
877 Waterloo Ave is owned and occupied by an individual who acquired it in December 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 29, 2020 | Correction Deed · Conventional Mortgage GOLDWATER BANK NA |
| Apr 9, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT |
| Feb 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2014 · Amount on File |
| Deed Sale | Feb 20, 2014 · Amount on File |
| Prior Sale | Oct 7, 2008 · Amount on File |
| Deed Document Number | 201470385 |
| Last Transfer Date | Dec 22, 2020 |
| Transfer Doc | 0000842238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Document Number | 0000442726 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-0442726 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000274021 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019-0274021 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 29, 2020 |
| Property Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Document Number | 0000842238 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020-0842238 |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Document Number | 0000842239 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0842239 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 9, 2018 |
| Property Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Document Number | 0000140036 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 140036 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 WATERLOO AVE EL CAJON CA 920193402, EL CAJON, CA 92019-3402 |
| Document Number | 140037 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 140037 |
| Name | WORLD WIDE CREDIT |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 27, 2018 |
| Property Address | 877 WATERLOO AVE, EL CAJON, CA 92019-3402 |
| Document Number | 0000076248 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 76248 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 WATERLOO AVE EL CAJON CA 920193402, EL CAJON, CA 92019-3402 |
The 2025 property tax bill for 877 Waterloo Ave was $7,059.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,147 (+2%) Land $225,593 Building $304,554 | |
| 2025 | $7,059.00 | $519,753 Land $221,170 Building $298,583 |
| 2023 | $6,684.00 (+1.21%) | $499,573 Land $212,583 Building $286,990 |
| 2022 | $6,604.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 877 Waterloo Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 877 Waterloo Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures