874 Waterloo Ave, El Cajon, CA 92019 Property Records

San Diego County property record for 874 Waterloo Ave, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,776 sqft · built 1960
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on Record
Tax Bill$2,976 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jul 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN514-281-02-00

Property Details

APN / Parcel Number

Primary APN514-281-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,776 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address874 WATERLOO AVE
CityEL CAJON
StateCA
Zip92019-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 64 TR 004301
Legal SubdivisionELLEN LANE PARK
Legal Tract004301
Legal Block1
Legal Lot Number64
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract15405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address874 WATERLOO AVE, EL CAJON, CA 92019-3401
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Jul 22, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 22, 2020Quit Claim Deed, Transfer
SAM CALVANO
Feb 4, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 6, 2020
Transfer Doc0000393352
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address874 WATERLOO AVE, EL CAJON, CA 92019-3401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000434501
DateSep 22, 2017
Instrument2017-0434501
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2020
Property Address874 WATERLOO AVE, EL CAJON, CA 92019-3401
Document Number0000393354
Instrument DateJul 6, 2020
Instrument393354
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address874 WATERLOO AVE EL CAJON CA 920193401, EL CAJON, CA 92019-3401

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 22, 2020
Property Address874 WATERLOO AVE, EL CAJON, CA 92019-3401
Document Number0000393352
Instrument DateJul 6, 2020
Instrument393352
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyCORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address874 WATERLOO AVE EL CAJON CA 920193401, EL CAJON, CA 92019-3401

Mortgage

Document Number393353
DateJul 22, 2020
Instrument393353
Lender
NameSAM CALVANO
Address4386 BONITA RD, BONITA, CA 91902-1422
Agreement
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 4, 2020
Property Address874 WATERLOO AVE, EL CAJON, CA 92019-3401
Document Number0000058297
Instrument DateJan 27, 2020
Instrument58297
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address874 WATERLOO AVE EL CAJON CA 920193401, EL CAJON, CA 92019-3401

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$202,706 (+2%) Land $53,109 Building $149,597
2025$2,976.00 (+3.55%) Homeowner's exemption$198,732 (+4.04%) Land $52,068 Building $146,664
2023$2,874.00 (-1.2%) Homeowner's exemption$191,018 Land $50,048 Building $140,970
2022$2,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2001–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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