Laurens County property record for 889 Ridgewood Dr, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.16 acres (50,894 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Sep 2021) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-033 |
| Primary APN | 339-00-00-033 |
|---|---|
| Alternative APNs |
|
| Lot Area | 50,894 sqft (1.16 acres) |
|---|
| Street Address | 889 RIDGEWOOD DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86 RIDGEWOOD HARBOR PH II |
| Legal Subdivision | RIDGEWOOD HARBOR |
| Legal Phase | 2 |
| Legal Lot Number | 86 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 889 RIDGEWOOD DR, WATERLOO, SC 29384-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed, Transfer · Conventional Mortgage COUNTYBANK |
| Feb 15, 2017 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 20219004 |
| Deed Book / Page | 1603 / 237 |
| Prior Transfer Date | Jan 24, 2017 |
| Prior Transfer Doc | 0D13080113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 28, 2021 |
| Property Address | 889 RIDGEWOOD DR, WATERLOO, SC 29384-5016 |
| Document Number | 0D16030237 |
| Book / Page | D1603 / 237 |
| Map Reference | CAB A SL 38 PG 10 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021009004 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,461.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 889 RIDGEWOOD DR, WATERLOO, SC 29384-5016 |
| Document Number | 2021009005 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021009005 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Feb 15, 2017 |
| Property Address | 889 RIDGEWOOD DR, WATERLOO, SC 29384-5016 |
| Document Number | 0D13080113 |
| Book / Page | D1308 / 113 |
| Map Reference | CAB A SL 38 PG 10 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 2017001405 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 889 RIDGEWOOD DR, WATERLOO, SC 29384-5016 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,662.00 (+4.68%) Homeowner's exemption | $15,720 (-) Land $3,600 Building $12,120 | |
| 2024 | $2,543.00 (+46.32%) Homeowner's exemption | $15,720 (+9.17%) Land $3,600 Building $12,120 | |
| 2023 | $1,738.00 (-77.74%) | $14,400 (-38.93%) Land $4,800 Building $9,600 | $240,000 (-38.93%) Building $240,000 |
| 2022 | $7,806.00 | $23,580 Land $5,400 Building $18,180 | $393,000 (-) Land $90,000 Building $303,000 |
| 2021 | $393,000 Land $90,000 Building $303,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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