1007 Ridgewood Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 1007 Ridgewood Dr, Waterloo, SC 29384 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$330,000 (Aug 2019)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`339-00-00-036`

Property Details

APN / Parcel Number

Primary APN	`339-00-00-036`
Alternative APNs	`3390000036 00737993` `00737993`

Location & Zoning

Old Parcel Number	3390000036 00737993
Street Address	1007 RIDGEWOOD DR
City	WATERLOO
State	SC
Zip	29384-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 RIDGEWOOD HARBOR
Legal Subdivision	RIDGEWOOD HARBOR
Legal Phase	2
Legal Lot Number	89
Jurisdiction	LAURENS SC
Township / Civil Division	CROSS HILL
Census Block Group	2
Census Block	2005
Census Tract	921001

Owner

Source: Laurens County records · APN 339-00-00-036

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1007 RIDGEWOOD DR, WATERLOO, SC 29384-5018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2019 · Amount on Record
Deed Sale	Aug 06, 2019 · Amount on Record
Prior Sale	Dec 27, 2013
Deed Document Number	2019007232
Deed Book / Page	D1461 / 137
Record Updated	Jun 08, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 06, 2019
Property Address	1007 RIDGEWOOD DR, WATERLOO, SC 29384-5018
Document Number	0014610137
Book / Page	001461 / 000137
Instrument Date	Jul 31, 2019
Instrument	7232
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 LAGUNA CT ROMEOVILLE IL 604463713, ROMEOVILLE, IL 60446-3713

Mortgage

Document Number	25180031
Date	Aug 06, 2019
Book Page	002518/000031
Instrument	7233

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,984.00 (+4.59%)	$13,620 (-) Land $3,600 Building $10,020
2024	$1,897.00 (+45.81%)	$13,620 (+66.83%) Land $3,600 Building $10,020
2023	$1,301.00 (-28.79%) Homeowner's exemption	$8,164 (-40.06%) Land $3,544 Building $4,620	$204,100 (-40.06%) Land $88,600 Building $115,500
2022	$1,827.00 Homeowner's exemption	$13,620 Land $3,600 Building $10,020	$340,500 (-) Land $90,000 Building $250,500
2021			$340,500 Land $90,000 Building $250,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.