Laurens County property record for 569 Ridgewood Dr, Waterloo, SC 29384
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 1.5 acres (65,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jun 2019) |
| Tax Bill | $65 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 339-00-00-025 |
| Primary APN | 339-00-00-025 |
|---|---|
| Alternative APNs |
|
| Lot Area | 65,363 sqft (1.5 acres) |
|---|
| Street Address | 569 RIDGEWOOD DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-5013 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 78 RIDGEWOOD HARBOR PH II |
| Legal Subdivision | RIDGEWOOD HARBOR |
| Legal Phase | 2 |
| Legal Lot Number | 78 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 921001 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 26, 2022 | Intrafamily Transfer, Transfer |
| Aug 26, 2022 | Intrafamily Transfer, Transfer |
| Aug 26, 2022 | Intrafamily Transfer, Transfer |
| Jul 8, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 3, 2019 | Grant Deed, Transfer · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 20194850 |
| Deed Book / Page | 1450 / 215 |
| Last Transfer Date | Aug 22, 2022 |
| Transfer Doc | 0D16760107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 26, 2022 |
| Property Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Number | 0D16760107 |
| Book / Page | D1676 / 107 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022007984 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 26, 2022 |
| Property Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Number | 0D16760113 |
| Book / Page | D1676 / 113 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022007985 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 26, 2022 |
| Property Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Number | 0D16760118 |
| Book / Page | D1676 / 118 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022007986 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jul 8, 2019 |
| Property Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Number | 0014560185 |
| Book / Page | 001456 / 000185 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 6177 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 569 RIDGEWOOD DR WATERLOO SC 293845013, WATERLOO, SC 29384-5013 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jun 3, 2019 |
| Property Address | 569 RIDGEWOOD DR, WATERLOO, SC 29384-5013 |
| Document Number | 0014500215 |
| Book / Page | 001450 / 000215 |
| Instrument Date | May 31, 2019 |
| Instrument | 4850 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 569 RIDGEWOOD DR WATERLOO SC 293845013, WATERLOO, SC 29384-5013 |
| Document Number | 25030151 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 002503/000151 |
| Instrument | 4851 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65.00 Additional exemption filed | ||
| 2023 | Homeowner's exemption | $8,780 (-46.98%) Land $3,800 Building $4,980 | $219,500 (-46.98%) Land $95,000 Building $124,500 |
| 2022 | $2,273.00 Homeowner's exemption | $16,560 Land $3,600 Building $12,960 | $414,000 (+36%) Land $90,000 Building $324,000 |
| 2021 | $90,000 Land $90,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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