889 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 889 Palm Cir, Tracy, CA 95376 · Last verified November 2025

Property Summary

Property Type	Zero Lot Line
Details	4 bd · 3 ba · 1,230 sqft · built 1969
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (May 2021)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-082-100-000`

Property Details

APN / Parcel Number

Primary APN	`234-082-100-000`
Alternative APN	`23107210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,230 sqft Living Area

Exterior

Year Built	Built 1969
Architectural Style	Other
Construction Type	Wood
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Mixed
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	23107210
Street Address	889 PALM CIR
City	TRACY
State	CA
Zip	95376-4334
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	REDRAWN OCT-21-1993 FROM ORIGINAL APN 231-072-10
Legal Subdivision	WESTCHESTER GREEN
Legal Tract	736
Legal Lot Number	93
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1010
Census Tract	5403

Owner

Source: San Joaquin County records · APN 234-082-100-000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	889 PALM CIR, TRACY, CA 95376-4334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 23, 2018	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN
Dec 20, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Dec 20, 2017
Deed Document Number	2021-087495
Record Updated	Jun 08, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2021
Property Address	889 PALM CIR, TRACY, CA 95376-4334
Document Number	0000087495
Map Reference	MB 18 PG 18
Instrument Date	May 14, 2021
Instrument	2021-087495
Transaction Type	Transfer
Record Updated	Jun 02, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	889 PALM CIR, TRACY, CA 95376-4334

Mortgage

Document Number	0000087496
Date	May 19, 2021
Instrument	2021-087496

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	889 PALM CIR, TRACY, CA 95376-4334
Document Number	0000083322
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 07, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	889 PALM CIR TRACY CA 953764334, TRACY, CA 95376-4334

Mortgage

Document Number	0000083322
Date	Jul 27, 2018
Instrument	83322

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92117

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 20, 2017
Property Address	889 PALM CIR, TRACY, CA 95376-4334
Document Number	0000148508
Map Reference	MAP18 PG18
Instrument Date	Dec 14, 2017
Instrument	2017-148508
Transaction Type	Transfer
Record Updated	Aug 03, 2021
Title Company	TIMIOS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 PALM CIR, TRACY, CA 95376-4334

Mortgage

Document Number	0000148509
Date	Dec 20, 2017
Instrument	2017-148509

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,553.00 (+10.24%)	$395,085 (+4.04%) Land $86,593 Building $308,492
2023	$4,130.00 (+2.05%)	$379,746 Land $83,232 Building $296,514
2022	$4,047.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 612 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Zinnia Networks, AT&T, Verizon, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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