870 Palm Cir, Tracy, CA 95376 Property Records

San Joaquin County property record for 870 Palm Cir, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1969
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jan 2021)
Tax Bill	$3,728 (2026)
Deeds & Mortgages	Apr 2021 Transfer Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-081-100-000`

Property Details

APN / Parcel Number

Primary APN	`234-081-100-000`
Alternative APN	`234-081-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	800 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,178 sqft (0.05 acres)
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	234-081-10
Street Address	870 PALM CIR
City	TRACY
State	CA
Zip	95376-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN OCT-20-1993 FROM ORIGINAL APN 231-071-10
Legal Subdivision	WESTCHESTER GREEN
Legal Tract	736
Legal Block	1
Legal Lot Number	154
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1009
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	41968 HIGGINS WAY, FREMONT, CA 94539-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Intrafamily Transfer, Transfer
Jan 22, 2021	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202112840
Prior Transfer Date	Mar 19, 2003
Prior Transfer Doc	0000066064
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 5, 2021
Property Address	870 PALM CIR, TRACY, CA 95376-4335
Document Number	0000059616
Map Reference	VOL 18 PG 18
Instrument Date	Mar 27, 2021
Instrument	2021-059616
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41968 HIGGINS WAY, FREMONT, CA 94539-4616

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 22, 2021
Property Address	870 PALM CIR, TRACY, CA 95376-4335
Document Number	0000012840
Map Reference	VOL 18 PG 18
Instrument Date	Jan 20, 2021
Instrument	2021-012840
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41968 HIGGINS WAY, FREMONT, CA 94539-4616

Mortgage

Document Number	0000012841
Date	Jan 22, 2021
Instrument	2021-012841

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,728.00 (+0.03%)
2025	$3,727.00 (+10.33%) Homeowner's exemption	$330,140 (+4.04%) Land $97,418 Building $232,722
2023	$3,378.00 (+2.12%) Homeowner's exemption	$317,322 Land $93,636 Building $223,686	$337,140
2022	$3,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband, Verizon.

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