8888 W White Cloud Rd, Cairo, NE 68824 Property Records

Hall County property record for 8888 W White Cloud Rd, Cairo, NE 68824

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,127 sqft · built 1921
Lot Size1.98 acres (86,597 sqft)
OwnerIndividual Name on Record
Last Sale$206,000 (Apr 2016)
Tax Bill$1,273 (2025)
Deeds & MortgagesAug 2026 Mortgage
May 2022 Mortgage
Flood ZoneZone A (high risk)
APN3544-00-0-00035-000-0002

Property Details

APN / Parcel Number

Primary APN3544-00-0-00035-000-0002
Alternative APN
  • 400191425

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,127 sqft Living Area
1st Floor Area1,127 sqft
Basement Area1,117 sqft
Finished Basement1,117 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area86,597 sqft (1.98 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area416 sqft
Deck Area216 sqft
Patio Area150 sqft
Shed1 Shed
Shed Area598 sqft
Poultry House180 sqft
Utility Building368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8888 W WHITE CLOUD RD
CityCAIRO
StateNE
Zip68824-9439
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code05-AGRICUL
Legal DescriptionMAYFIELD TWP COTTONWOOD CORNER SUB LT 2; MAP NUMBER: 3544-00-0-00035-000-0002
Legal Range11
Legal Township12
Legal Section24
Legal SubdivisionCOTTONWOOD CORNER SUB
Legal Lot Number2
JurisdictionHALL NE
Township / Civil DivisionMAYFIELD
Census Block Group2
Census Block2015
Census Tract100

Owner

Source: Hall County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8888 W WHITE CLOUD RD, CAIRO, NE 68824-9439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
ARCHER COOPERATIVE CREDIT UNION
May 6, 2022Deed of Trust, Mortgage · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2016 · Amount on Record
Deed SaleApr 18, 2016 · Amount on Record
Deed Document Number20162302
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHALL NE
Recording DateAug 4, 2026
Property Address8888 W WHITE CLOUD RD, CAIRO, NE 68824-9439
Document Number0000005014
Instrument DateJul 30, 2026
Instrument20265014
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8888 W WHITE CLOUD RD, CAIRO, NE 68824-9439

Mortgage

Document Number0000005014,
DateAug 4, 2026
Instrument20265014
Lender
NameARCHER COOPERATIVE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeAdjustable Rate
Rate7.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHALL NE
Property Address8888 W WHITE CLOUD RD, CAIRO, NE 68824-9439
Transaction TypeMortgage
Record UpdatedAug 8, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8888 W WHITE CLOUD RD, CAIRO, NE 68824-9439

Mortgage

Document Number0000003372
DateMay 6, 2022
Instrument202203372
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term294 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyHall County
Unified School DistrictNorthwest Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,437 (-3.39%) Land $37,374 Building $134,063$171,437 (-3.39%) Land $37,374 Building $134,063
2025$1,273.00 (-0.55%)$177,456 (+19.08%) Land $37,374 Building $140,082$177,456 (+19.08%) Land $37,374 Building $140,082
2024$1,280.00 (-17.84%)
2023$149,027 (+5.32%) Land $37,374 Building $111,653$149,027 (+5.32%) Land $37,374 Building $111,653
2022$1,558.00$141,503 Land $29,850 Building $111,653$141,503 Land $29,850 Building $111,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims5 (1997–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
GigFire
Fixed Wireless
150 / 130

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