11551 W White Cloud Rd, Cairo, NE 68824 Property Records

Hall County property record for 11551 W White Cloud Rd, Cairo, NE 68824

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,260 sqft · built 1916
Lot Size	3.57 acres (155,509 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Nov 2020)
Tax Bill	$1,726 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`3544-00-0-00200-000-0001`

Property Details

APN / Parcel Number

Primary APN	`3544-00-0-00200-000-0001`
Alternative APN	`400355507`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	780 sqft
Basement Area	12,460 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	155,509 sqft (3.57 acres)
Garage Type	Detached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Deck Area	49 sqft
Shed	1 Shed
Shed Area	64 sqft
Poultry House	96 sqft
Utility Building	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11551 W WHITE CLOUD RD
City	CAIRO
State	NE
Zip	68824-9756
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	MAYFIELD TWP WHITE CLOUD SUB LT 1; MAP NUMBER: 3544-00-0-00200-000-0001
Legal Range	11
Legal Township	12
Legal Section	28
Legal Subdivision	WHITE CLOUD SUB
Legal Lot Number	1
Jurisdiction	HALL NE
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1048
Census Tract	100

Owner

Source: Hall County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11551 W WHITE CLOUD RD, CAIRO, NE 68824-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage HOME FED'L S&L ASSN/GRAND ISL
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SLA
May 15, 2020	Deed of Trust, Construction Loan · Construction Mortgage PATHWAY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	20208510
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	11551 W WHITE CLOUD RD, CAIRO, NE 68824-9756
Document Number	0000008511
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11551 W WHITE CAIRO NE 68824, CAIRO, NE 68824

Mortgage

Document Number	0000008511
Date	Nov 3, 2020
Instrument	8511

Lender

Name	HOME FED'L S&L ASSN/GRAND ISL
Type	Federal Savings Bank
Address	GRAND ISLAND, NE 68801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL NE
Recording Date	Nov 2, 2020
Property Address	11551 W WHITE CLOUD RD, CAIRO, NE 68824-9756
Document Number	0000008510
Instrument Date	Oct 26, 2020
Instrument	202008510
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	NEBRASKA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000008511
Date	Nov 2, 2020
Instrument	202008511

Lender

Name	HOME FEDERAL SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HALL NE
Recording Date	May 15, 2020
Property Address	11551 W WHITE CLOUD RD, CAIRO, NE 68824-9756
Document Number	0000003131
Instrument Date	May 15, 2020
Instrument	3131
Transaction Type	Construction Loan
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11551 W WHITE CLOUD RD CAIRO NE 688249756, CAIRO, NE 68824-9756

Mortgage

Document Number	0000003131
Date	May 15, 2020
Instrument	3131

Lender

Name	PATHWAY BK
Type	Bank
Address	CAIRO, NE 68824

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2021

Tax Assessment & Valuation

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hall County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,552 (-4.47%) Land $45,495 Building $123,057	$168,552 (-4.47%) Land $45,495 Building $123,057
2025	$1,726.00 (-4.11%)	$176,447 (+14.71%) Land $45,495 Building $130,952	$176,447 (+14.71%) Land $45,495 Building $130,952
2024	$1,800.00 (-14.37%)
2023		$153,815 (+18.29%) Land $45,495 Building $108,320	$153,815 (+18.29%) Land $45,495 Building $108,320
2022	$2,102.00	$130,027 Land $32,130 Building $97,897	$130,027 Land $32,130 Building $97,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Prairie Hills Wireless Fixed Wireless	1,000 / 100
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5
Hamilton.net Fixed Wireless	10 / 1

11551 W White Cloud Rd, Cairo, NE 68824 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Deed of Trust, Construction Loan

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on W White Cloud Rd

Nearby Streets

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