Hall County property record for 10504 W White Cloud Rd, Cairo, NE 68824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 3,084 sqft · built 2021 |
| Lot Size | 10.2 acres (446,142 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,344 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 400289201 |
| Primary APN | 400289201 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,084 sqft Living Area |
| 1st Floor Area | 3,084 sqft |
| Basement Area | 2,346 sqft |
| Finished Basement | 1,876 sqft |
| Unfinished Basement | 2,346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 446,142 sqft (10.2 acres) |
| Garage Type | Attached |
| Garage Area | 1,196 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 348 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10504 W WHITE CLOUD RD |
|---|---|
| City | CAIRO |
| State | NE |
| Zip | 68824-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 05-AGRICUL |
| Legal Description | MAYFIELD TWP PT SE 1/4 22-12-11 10.24 AC; MAP NUMBER: 3213-22-0-00000-000-0013 |
| Legal Range | 11 |
| Legal Township | 12 |
| Legal Section | 22 |
| Jurisdiction | HALL NE |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 100 |
Source: Hall County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10504 W WHITE CLOUD RD, CAIRO, NE 68824-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HALL NE |
| Property Address | 10504 W WHITE CLOUD RD, CAIRO, NE 68824-9432 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7801 N CAMERON RD, CAIRO, NE 68824-9503 |
| Document Number | 0000006043 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 202106043 |
| Name | CS BANK |
|---|---|
| Type | Bank |
| Address | HILDRETH, NE 68947 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 13, 2022 |
Source: Hall County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Hall County |
| Unified School District | Northwest Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,838 (+8.68%) Land $75,328 Building $584,510 | $678,670 (+11.79%) Land $94,160 Building $584,510 | |
| 2025 | $4,344.00 (+2.62%) | $607,112 (-5.57%) Land $72,252 Building $534,860 | $607,112 (-5.57%) Land $72,252 Building $534,860 |
| 2024 | $4,233.00 (-36.96%) | ||
| 2023 | $642,936 (+42.76%) Land $62,513 Building $580,423 | $642,936 (+42.76%) Land $62,513 Building $580,423 | |
| 2022 | $6,715.00 | $450,372 Land $61,468 Building $388,904 | $450,372 Land $61,468 Building $388,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Rise Broadband Fixed Wireless | 25 / 5 |
| Hamilton.net Fixed Wireless | 10 / 1 |
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