8761 E 1400th Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8761 E 1400th Ave, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details888 sqft · built 1966
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$79,500 (Nov 2016)
Tax Bill$1,145 (2022)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN11-07-028-014

Property Details

APN / Parcel Number

Primary APN11-07-028-014

Interior

Stories1 Story
Building Area888 sqft Base Area

Exterior

Year BuiltBuilt 1966
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area392 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address8761 E 1400TH AVE
CityEFFINGHAM
StateIL
Zip62401-7719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT E 14.10FT OF N 98.34FT NW NE & PT W 78.15FT OF N 94.87FT NE NE 3259/98 3050/108 1874/234 1472/298 1208/228
JurisdictionEFFINGHAM IL
Township / Civil DivisionSUMMIT
Census Block Group3
Census Block3082
Census Tract950200

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8761 E 1400TH AVE, EFFINGHAM, IL 62401-7719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · Line of Credit
TEUTOPOLIS STATE BANK
Nov 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST MID BANK & TRUST NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2016 · Amount on Record
Deed SaleNov 23, 2016 · Amount on Record
Prior SaleJul 21, 2014 · Amount on Record
Deed Document Number201601605302
Deed Book / Page3259 / 98
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8761 E 1400TH AVE, EFFINGHAM, IL 62401-7719
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3246 N 1700 ST, HERRICK, IL 62431-4136

Mortgage

Document Number202525003745
DateOct 16, 2025
Instrument202525003745
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
Address106 E MAIN ST, TEUTOPOLIS, IL 62467
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 10, 2030

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address8761 E 1400TH AVE, EFFINGHAM, IL 62401-7719
Transaction TypeMortgage
Record UpdatedDec 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8761 E 1400TH AVE, EFFINGHAM, IL 62401-7719

Mortgage

Document Number003827/137
DateNov 29, 2022
Book Page3827/137
Instrument202222004853
Lender
NameFIRST MID BANK & TRUST NA
TypeBank
AddressMATTOON, IL 61938
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2042
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change12%
Index1-Year T-Bill
Max Rate12%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionSummit Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$1,145.00 Homeowner's exemption$31,240 Land $1,910 Building $29,330$93,720 Land $5,730 Building $87,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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