8871 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 8871 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	832 sqft · built 2002
Lot Size	70 acres (3,049,200 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Oct 2023)
Tax Bill	$5,054 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-004-0401`

Property Details

APN / Parcel Number

Primary APN	`02-004-0401`

Interior

Building Area	832 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	3,049,200 sqft (70 acres)
Garage Type	Mixed
Garage Area	2,346 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Shed	1 Shed

Location & Zoning

Street Address	8871 190TH ST
City	MILACA
State	MN
Zip	56353-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 80 A OF FR NW 1/4, EX N 660 FT OF W 660 FT 4 38 26 70.00
Legal Range	26
Legal Township	38
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1026
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8871 190TH ST, MILACA, MN 56353-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK & TRUST
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Deed Document Number	2023438412
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	A373694
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 19, 2023
Property Address	8871 190TH ST, MILACA, MN 56353-3118
Document Number	000A438412
Instrument Date	Oct 12, 2023
Instrument	A438412
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	PARTNERS TITLE-EDINA, PARTNERS TITLE RESWARE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8871 190TH ST, MILACA, MN 56353-3118

Mortgage

Document Number	000A438413
Date	Oct 19, 2023
Instrument	A438413

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8871 190TH ST, MILACA, MN 56353-3118
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A423619
Date	Apr 2, 2021
Instrument	A423619

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8871 190TH ST, MILACA, MN 56353-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A415505
Date	Jan 24, 2020
Instrument	A415505

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8871 190TH ST, MILACA, MN 56353-3118
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A400112
Date	Apr 7, 2017
Instrument	A400112

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,054.00 (-0.47%)	$523,900 (+10.32%) Land $300,200 Building $223,700	$523,900 (+10.32%) Land $300,200 Building $223,700
2025	$5,078.00 (+47.02%)	$474,900 (+0.34%) Land $268,000 Building $206,900	$474,900 (+0.34%) Land $268,000 Building $206,900
2023	$3,454.00	$473,300 Land $224,400 Building $248,900	$473,300 Land $224,400 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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