8856 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 8856 190th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,716 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Jul 2021)
Tax Bill	$2,452 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-033-0700`

Property Details

APN / Parcel Number

Primary APN	`07-033-0700`

Interior

Building Area	1,716 sqft Total Area
Basement Area	1,716 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Lot Area	435,600 sqft (10 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	204 sqft
Shed	1 Shed

Location & Zoning

Street Address	8856 190TH ST
City	MILACA
State	MN
Zip	56353-3118
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E 1/2 OF S 1/2 OF SW OF SW 33 39 26 10.00
Legal Range	26
Legal Township	39
Legal Section	33
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1042
Census Tract	970300

Owner

8856 190th St, a mobile home, is owned and occupied by two individuals who bought it in July 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8856 190TH ST, MILACA, MN 56353-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jun 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jan 23, 2012 · Amount on File
Deed Document Number	2021425716
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	A406740
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 16, 2021
Property Address	8856 190TH ST, MILACA, MN 56353-3118
Document Number	A425716
Instrument Date	Jun 29, 2021
Instrument	A425716
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	EXECUTIVE ASSOCIATES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8856 190TH ST, MILACA, MN 56353-3118

Mortgage

Document Number	000A425717
Date	Jul 16, 2021
Instrument	A425717

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.63%
Index	1-Year CMT

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MILLE LACS MN
Recording Date	Jun 25, 2018
Property Address	8856 190TH ST, MILACA, MN 56353-3118
Document Number	A406740
Instrument Date	Jun 19, 2018
Instrument	A406740
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8856 190TH ST, MILACA, MN 56353-3118

Mortgage

Document Number	A406741
Date	Jun 25, 2018
Instrument	A406741

Lender

Name	SECURITY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8856 190th St was $2,452, down 11.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,452.00 (-11.67%)	$265,800 (+7.57%) Land $93,500 Building $172,300	$265,800 (+7.57%) Land $93,500 Building $172,300
2025	$2,776.00 Homeowner's exemption	$247,100 Land $91,500 Building $155,600	$247,100 Land $91,500 Building $155,600
2023	$2,992.00	$264,000 Land $59,700 Building $204,300	$264,000 Land $59,700 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8856 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8856 190th St is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

May also be available: GigFire.

Cell Coverage

4G LTE only, no 5G reported

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