8647 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 8647 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 2018
Lot Size	47.6 acres (2,074,763 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Apr 2023)
Tax Bill	$1,632 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-004-0300`

Property Details

APN / Parcel Number

Primary APN	`02-004-0300`

Interior

Building Area	672 sqft Living Area
Basement Area	256 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	2,074,763 sqft (47.6 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed
Shed Area	448 sqft

Location & Zoning

Street Address	8647 190TH ST
City	MILACA
State	MN
Zip	56353-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 47.63 A OF NW 1/4 4 38 26 47.63
Legal Range	26
Legal Township	38
Legal Section	04
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1026
Census Tract	170400

Owner

8647 190th St is owned by a company that bought it in April 2023.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	10508 MAJOR AVE N, MINNEAPOLIS, MN 55443-2070
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK
Apr 13, 2023	Contract Sale, Transfer EXECUTIVE TITLE
Apr 13, 2023	Warranty Deed, Transfer · Commercial Mortgage DRAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on File
Deed Sale	Apr 13, 2023 · Amount on File
Prior Sale	Apr 13, 2023 · Amount on File
Deed Document Number	2023435843
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8647 190TH ST, MILACA, MN 56353-4625
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A405875
Date	Apr 26, 2018
Instrument	A405875

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MILLE LACS MN
Recording Date	Apr 13, 2023
Property Address	8647 190TH ST, MILACA, MN 56353-4625
Document Number	000A435843
Instrument Date	Mar 31, 2023
Instrument	A435843
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10508 MAJOR AVE N, BROOKLYN PARK, MN 55443-2070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 MAJOR AVE N, BROOKLYN PARK, MN 55443-2070

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 13, 2023
Property Address	8647 190TH ST, MILACA, MN 56353-4625
Document Number	000A435840
Instrument Date	Mar 30, 2023
Instrument	A435840
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 MAJOR AVE N, BROOKLYN PARK, MN 55443-2070

Mortgage

Document Number	000A435841
Date	Apr 13, 2023
Instrument	A435841

Lender

Name	DRAKE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 8647 190th St was $1,632, up 4.5% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,632.00 (+4.48%)	$313,900 (+8.32%) Land $235,600 Building $78,300	$313,900 (+8.32%) Land $235,600 Building $78,300
2025	$1,562.00 Homeowner's exemption	$289,800 Land $210,600 Building $79,200	$289,800 Land $210,600 Building $79,200
2023	$1,126.00	$251,900 Land $177,300 Building $74,600	$251,900 Land $177,300 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8647 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8647 190th St is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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