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8862 Bay St, Placida, FL 33946 Property Records

Charlotte County property record for 8862 Bay St, Placida, FL 33946

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 832 sqft · built 1989
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$88,000 (Aug 1997)
Tax Bill$3,746 (2025)
Flood ZoneZone AE (high risk)
APN422015354008

Property Details

APN / Parcel Number

Primary APN422015354008
Alternative APNs
  • 00810860000007
  • 10004716844

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
Gross Area1,705 sqft
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area341 sqft
Deck Area1,068 sqft
Patio Area1,939 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00810860000007
Street Address8862 BAY ST
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBBI
Legal DescriptionGASPARILLA SHORES BLK C LT 11 465/351 608/1464 636/2045 786/223 1152/543 1552/406 1552/408 RES4007/1103 RES4013/1400 DC4030/1019-WMS L/E4030/1020
Legal Range20E
Legal Township42S
Legal Section15
Legal SubdivisionGASPARILLA SHORES
Legal TractGAS
Legal BlockC
Legal Lot Number11
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group2
Census Block2015
Census Tract30402

Owner

Source: Charlotte County records · APN 422015354008

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3308 37TH ST W, BRADENTON, FL 34205-1908
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 1997 · Amount on Record
Deed SaleAug 15, 1997 · Amount on Record
Prior SaleAug 15, 1997
Deed Book / Page1552 / 408
Last Transfer DateNov 16, 2015
Transfer Doc0040301020
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00 (-17.76%)$248,253 (+5.17%) Land $40,375 Building $207,878$248,253 (+32.91%) Land $40,375 Building $207,878
2024$4,555.00 (+1.47%)
2023$4,489.00 (+12.03%)$236,045 (-6.46%)$186,787 (-25.98%) Land $60,000 Building $126,787
2022$4,007.00$252,334 Land $46,750 Building $205,584$252,334 Land $46,750 Building $205,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 677 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,446 units insured
incl. 769 condo units
Nearby Flood Claims679 (1982–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 377 claims
  • Hurricane Helene, Oct 2024 · 156 claims
  • Hurricane Ian, Sep 2022 · 39 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
ALTIUS Communications
Fixed Wireless		50 / 10
Verizon
Fixed Wireless		25 / 6
T-Mobile USA
Fixed Wireless		25 / 3
Lumen Technologies
DSL		10 / 1

Based on FCC filings for 156 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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