Charlotte County property record for 8854 Bay St, Placida, FL 33946 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1963 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,700 (Aug 2020) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 422015354006 |
| Primary APN | 422015354006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,034 sqft |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 257 sqft |
| Patio Area | 522 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00810830000000 |
|---|---|
| Street Address | 8854 BAY ST |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GASPARILLA SHORES BLK C LT 9 273/528 2295/1864 2295/1865 3357/1592 3944/1642 RES4007/1103 RES4013/1400 4445/1070 4615/55 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 15 |
| Legal Subdivision | GASPARILLA SHORES |
| Legal Tract | GAS |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 422015354006
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8854 BAY ST, PLACIDA, FL 33946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC |
| Oct 05, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 12, 2020 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jun 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Jun 04, 2019 · Amount on Record |
| Deed Document Number | 20202840178 |
| Deed Book / Page | 4615 / 55 |
| Prior Transfer Date | Jan 06, 2009 |
| Prior Transfer Doc | 0033571592 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 8854 BAY ST, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 750 SPRING FOREST CT, APOPKA, FL 32712-8103 |
| Document Number | 0003570830 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 3570830 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 8854 BAY ST, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 750 SPRING FOREST CT, APOPKA, FL 32712-8103 |
| Document Number | 0003323252 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 3323252 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 8854 BAY ST, PLACIDA, FL 33946 |
| Document Number | 0046150055 |
| Book / Page | 4615 / 55 |
| Map Reference | MB 4 PG 71 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2840178 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | SUNCOAST ONE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,090.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13238 TORRESINA TER, 13238, BRADENTON, FL 34211-8422 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8854 BAY ST, PLACIDA, FL 33946 |
| Document Number | 0000461557 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 4615/57 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 04, 2019 |
| Property Address | 8854 BAY ST, PLACIDA, FL 33946 |
| Document Number | 0044451070 |
| Book / Page | 4445 / 1070 |
| Map Reference | MB 4 PG 71 |
| Instrument Date | May 28, 2019 |
| Instrument | 2715008 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4470 SUMMERWOOD DR, 4470, CUMMING, GA 30041-9441 |
| Name | Verified Name |
|---|---|
| Address | 7222 PINE VALLEY ST, BRADENTON, FL 34202-4071 |
| Document Number | 0044451077 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 4445/1077 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,654.00 (-25.74%) | $175,863 (-3.11%) Land $40,375 Building $135,488 | $175,863 (+23.02%) Land $40,375 Building $135,488 |
| 2024 | $3,574.00 (+1.28%) | ||
| 2023 | $3,529.00 (+11.15%) | $181,509 (-7.13%) | $142,953 (-26.86%) Land $60,000 Building $82,953 |
| 2022 | $3,175.00 | $195,441 Land $46,750 Building $148,691 | $195,441 Land $46,750 Building $148,691 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 677 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured (769 under condo master policies) 241 of 677 individual policies on primary residences |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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