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8860 Bay St, Placida, FL 33946 Property Records

Charlotte County property record for 8860 Bay St, Placida, FL 33946

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 496 sqft · built 1967
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$397,500 (Mar 2022)
Tax Bill$3,185 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN422015353013

Property Details

APN / Parcel Number

Primary APN422015353013
Alternative APNs
  • 00810680000009
  • 10004716832

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area496 sqft Living Area
Gross Area1,426 sqft
1st Floor Area496 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area496 sqft
Deck AreaDeck Area
Patio Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00810680000009
Street Address8860 BAY ST
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBBI
Legal DescriptionGASPARILLA SHORES BLK B LT 11 295/910 552/1938 651/1150 868/1033 868/1034 3189/1724 L/E3999/1649 RES4007/1103 RES4013/1400 CD4022/719 4025/1084 4953/184
Legal Range20E
Legal Township42S
Legal Section15
Legal SubdivisionGASPARILLA SHORES
Legal TractGAS
Legal BlockB
Legal Lot Number11
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group2
Census Block2015
Census Tract30402

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8854 BAY ST, PLACIDA, FL 33946
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2022 · Amount on Record
Deed SaleMar 28, 2022 · Amount on Record
Deed Document Number20223079056
Deed Book / Page4953 / 184
Prior Transfer DateNov 3, 2015
Prior Transfer Doc0040251084
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMar 28, 2022
Property Address8860 BAY ST, PLACIDA, FL 33946
Document Number0049530184
Book / Page4953 / 184
Map ReferenceMB 4 PG 71
Instrument DateMar 8, 2022
Instrument3079056
Transaction TypeTransfer
Record UpdatedApr 27, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,782.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1403 LAKE CLAY DR, 1403, LAKE PLACID, FL 33852-1901

Transferred To (Grantee/Buyer)

NameVerified Name
Address8854 BAY ST, PLACIDA, FL 33946

Mortgage

Document Number0004953186
DateMar 28, 2022
Instrument4953/186
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,185.00 (-19.73%)$211,060 (+2.98%) Land $40,375 Building $170,685$211,060 (+40.61%) Land $40,375 Building $170,685
2024$3,968.00 (+10.65%)
2023$3,586.00 (+48.43%)$204,954 (+38.5%)$150,104 (+1.44%) Land $60,000 Building $90,104
2022$2,416.00$147,978 Land $46,750 Building $101,228$147,978 Land $46,750 Building $101,228

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 677 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,446 units insured
incl. 769 condo units
Nearby Flood Claims679 (1982–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 377 claims
  • Hurricane Helene, Oct 2024 · 156 claims
  • Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
BridgeMAXX Suncoast Broadband
Fixed Wireless		50 / 10
Verizon
Fixed Wireless		25 / 6
T-Mobile
Fixed Wireless		25 / 3
CenturyLink
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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