8855 Kern Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8855 Kern Ave, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,838 sqft · built 2006
Lot Size0.096 acres (4,190 sqft)
OwnerIndividual Name on File
Last Sale$362,000 (Mar 2009)
Tax Bill$5,736 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN790-62-002

Property Details

APN / Parcel Number

Primary APN790-62-002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,838 sqft Living Area
1st Floor Area738 sqft
2nd Floor Area1,100 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Construction TypeWood
Lot Area4,190 sqft (0.096 acres)
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address8855 KERN AVE
CityGILROY
StateCA
Zip95020-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA125
Legal DescriptionTR 9661 LOT 2
Legal SubdivisionKERN AND MANTELLI
Legal Tract9661
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1019
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-62-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8855 KERN AVE, GILROY, CA 95020-4028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2009 · Amount on Record
Deed SaleMar 27, 2009 · Amount on Record
Prior SaleSep 05, 2008 · Amount on Record
Deed Document Number20188427
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8855 KERN AVE, GILROY, CA 95020-4028
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024792418
DateJan 20, 2021
Instrument24792418
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,736.00 (+2.26%) Homeowner's exemption$466,154 (+4.04%) Land $193,156 Building $272,998
2023$5,609.00 (+1.7%) Homeowner's exemption$448,055 Land $185,656 Building $262,399
2022$5,515.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1995–2001)
Most Recent ClaimJan 2001 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 714 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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