8740 Kern Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8740 Kern Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,428 sqft · built 2003
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Last Sale	$450,500 (Feb 2010)
Tax Bill	$7,135 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2021 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-19-108`

Property Details

APN / Parcel Number

Primary APN	`790-19-108`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	1,183 sqft
2nd Floor Area	1,245 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	521 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8740 KERN AVE
City	GILROY
State	CA
Zip	95020-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT C
Legal Subdivision	LAWRENCE PARK
Legal Lot Number	C
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512505

Owner

Source: Santa Clara County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8740 KERN AVE, GILROY, CA 95020-4035
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU
Jul 8, 2021	Intrafamily Transfer, Transfer
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 29, 2016	Deed of Trust, Mortgage · Line of Credit PREMIERONE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 9, 2010 · Amount on Record
Deed Sale	Feb 9, 2010 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	201020606119
Last Transfer Date	May 28, 2021
Transfer Doc	0025022613
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8740 KERN AVE, GILROY, CA 95020-4035
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8740 KERN AVE, GILROY, CA 95020-4035

Mortgage

Document Number	0025331085
Date	Jul 6, 2022
Instrument	25331085

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 8, 2021
Property Address	8740 KERN AVE, GILROY, CA 95020-4035
Document Number	0025022613
Map Reference	MB 751 PG 46
Instrument Date	May 28, 2021
Instrument	25022613
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8740 KERN AVE, GILROY, CA 95020-4035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8740 KERN AVE, GILROY, CA 95020-4035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8740 KERN AVE, GILROY, CA 95020-4035

Mortgage

Document Number	0024667434
Date	Oct 22, 2020
Instrument	24667434

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8740 KERN AVE, GILROY, CA 95020-4035
Document Number	0023550272
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8740 KERN AVE GILROY CA 950204035, GILROY, CA 95020-4035

Mortgage

Document Number	0023550272
Date	Jan 4, 2017
Instrument	23550272

Lender

Name	PREMIERONE CU
Type	Credit Union
Address	SAN JOSE, CA 95110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 3, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,135.00 (+1.61%) Homeowner's exemption	$580,985 (+4.04%) Land $261,385 Building $319,600
2024	$7,022.00 (+0.62%)
2023	$6,979.00 (+1.69%) Homeowner's exemption	$558,427 Land $251,236 Building $307,191
2022	$6,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

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