8845 Kern Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8845 Kern Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,926 sqft · built 2006
Lot Size	0.098 acres (4,259 sqft)
Owner	2 Trust Names on File
Last Sale	$377,000 (Jul 2009)
Tax Bill	$6,070 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-62-001`

Property Details

APN / Parcel Number

Primary APN	`790-62-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	806 sqft
2nd Floor Area	1,120 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,259 sqft (0.098 acres)
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8845 KERN AVE
City	GILROY
State	CA
Zip	95020-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A125
Legal Description	TRACT 9661 KERN AND MANTELLI BOOK 786 PAGE 44 PAGE 45 LOT 1
Legal Subdivision	KERN & MANTELLI
Legal Tract	9661
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1019
Census Tract	512505

Owner

8845 Kern Ave is held in a trust since July 2019.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8845 KERN AVE, GILROY, CA 95020-4028
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer
Sep 11, 2019	Quit Claim Deed, Transfer OTHER
Feb 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2009 · Amount on File
Deed Sale	Jul 10, 2009 · Amount on File
Prior Sale	Aug 19, 2008 · Amount on File
Deed Document Number	200920332392
Last Transfer Date	Jul 18, 2019
Transfer Doc	0024277989
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 13, 2026
Property Address	8845 KERN AVE, GILROY, CA 95020-4028
Document Number	0025929812
Map Reference	MB 786 PG 44 & 45
Instrument Date	Dec 6, 2025
Instrument	25929812
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8845 KEM AVENUE, GILROY, CA 95020

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 11, 2019
Property Address	8845 KERN AVE, GILROY, CA 95020-4028
Document Number	0024277989
Instrument Date	Jul 18, 2019
Instrument	24277989
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8845 KERN AVE GILROY CA 950204028, GILROY, CA 95020-4028

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 1, 2018
Property Address	8845 KERN AVE, GILROY, CA 95020-4028
Document Number	0023860422
Instrument Date	Jan 24, 2018
Instrument	23860422
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8845 KERN AVE GILROY CA 950204028, GILROY, CA 95020-4028

Mortgage

Document Number	23860423
Date	Feb 1, 2018
Instrument	23860423

Lender

Name	STAR ONE CU
Type	Bank
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8845 Kern Ave was $6,070.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,355 (+2%) Land $272,930 Building $223,425
2025	$6,070.00	$486,624 Land $267,579 Building $219,045
2023	$5,940.00 (+1.68%)	$467,730 Land $257,190 Building $210,540
2022	$5,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8845 Kern Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8845 Kern Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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