Polk County property record for 885 S Oakwood Loop, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 1981 |
| Lot Size | 0.182 acres (7,941 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jul 2023) |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-18-429910-001240 |
| Primary APN | 25-30-18-429910-001240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 1,934 sqft |
| 1st Floor Area | 1,474 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,941 sqft (0.182 acres) |
| Lot Dimensions | 98 ft deep x 76 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 16 sqft |
| Street Address | 885 S OAKWOOD LOOP |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKWOOD PB 67 PG 13 BLK A LOT 24 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAKWOOD |
| Legal Tract | 429910 |
| Legal Block | A |
| Legal Lot Number | 24 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 15101 |
Source: Polk County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 885 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Jul 28, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Deed Document Number | 2023176344 |
| Deed Book / Page | 12780 / 1899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 885 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Document Number | 0000234431 |
| Book / Page | 14169 / 1752 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 2026234431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 885 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Document Number | 0000234431, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 14169/1752 |
| Instrument | 2026234431 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 28, 2023 |
| Property Address | 885 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Document Number | 0000176344 |
| Book / Page | 12780 / 1899 |
| Map Reference | MB 67 PG 13 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023176344 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 885 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Name | Verified Name |
|---|---|
| Address | 885 SS OAKWOOD LOOP, BARTOW, FL 33830 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,482 (-0.09%) Land $26,000 Building $192,482 | $218,482 (-0.09%) Land $26,000 Building $192,482 | |
| 2025 | $3,195.00 (+255.39%) Homeowner's exemption | $218,688 (+213.22%) Land $26,000 Building $192,688 | $218,688 (+2.44%) Land $26,000 Building $192,688 |
| 2023 | $899.00 (+20.03%) Homeowner's exemption | $69,820 (+3%) | $213,475 (+7.12%) Land $25,000 Building $188,475 |
| 2022 | $749.00 Homeowner's exemption | $67,786 | $199,277 Land $21,000 Building $178,277 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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