860 S Oakwood Loop, Bartow, FL 33830 Property Records

Polk County property record for 860 S Oakwood Loop, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1980
Lot Size	0.199 acres (8,655 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Oct 2020)
Tax Bill	$3,974 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-18-429910-005070`

Property Details

APN / Parcel Number

Primary APN	`25-30-18-429910-005070`
Alternative APNs	`183025429910005070` `83025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,401 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	1,401 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,655 sqft (0.199 acres)
Lot Dimensions	94 ft deep x 92 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	540 sqft
Porch	Unfinished Open Porch
Porch Area	392 sqft
Shed	1 Shed

Location & Zoning

Street Address	860 S OAKWOOD LOOP
City	BARTOW
State	FL
Zip	33830-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAKWOOD PB 67 PG 13 BLK E LOTS 7 & E 7 FT OF 8
Legal Range	25E
Legal Township	30S
Legal Section	18
Legal Subdivision	OAKWOOD
Legal Tract	429910
Legal Block	E
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2043
Census Tract	15101

Owner

860 S Oakwood Loop is owned and occupied by an individual who bought it in October 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	860 S OAKWOOD LOOP, BARTOW, FL 33830-7041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Deed Document Number	2020227257
Deed Book / Page	11429 / 1275
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0000144964
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2020
Property Address	860 S OAKWOOD LOOP, BARTOW, FL 33830-7041
Document Number	0114291275
Book / Page	011429 / 001275
Instrument Date	Oct 14, 2020
Instrument	227257
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 S OAKWOOD LOOP BARTOW FL 338307041, BARTOW, FL 33830-7041

Mortgage

Document Number	114291277
Date	Oct 26, 2020
Book Page	011429/001277
Instrument	227258

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 860 S Oakwood Loop was $3,974.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,593 (-0.27%) Land $26,000 Building $191,593	$217,593 (-0.27%) Land $26,000 Building $191,593
2025	$3,974.00	$218,174 Land $26,000 Building $192,174	$218,174 Land $26,000 Building $192,174
2023	$3,892.00 (+19.68%)	$212,588 (+8.3%) Land $25,000 Building $187,588	$212,588 (+8.3%) Land $25,000 Building $187,588
2022	$3,252.00	$196,298 Land $21,000 Building $175,298	$196,298 Land $21,000 Building $175,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 860 S Oakwood Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 860 S Oakwood Loop is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20