Polk County property record for 845 S Oakwood Loop, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1981 |
| Lot Size | 0.217 acres (9,461 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Sep 2017) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-18-429910-001280 |
| Primary APN | 25-30-18-429910-001280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 1,028 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,461 sqft (0.217 acres) |
| Lot Dimensions | 111 ft deep x 81 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
| Porch Area | 908 sqft |
| Shed | 1 Shed |
| Street Address | 845 S OAKWOOD LOOP |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKWOOD PB 67 PG 13 BLK A LOT 28 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAKWOOD |
| Legal Tract | 429910 |
| Legal Block | A |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 15101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 845 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage SUNSHINE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | Jul 25, 2005 · Amount on Record |
| Deed Document Number | 2017170226 |
| Deed Book / Page | 10251 / 1233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 845 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000224263 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 12847/1287 |
| Instrument | 2023224263 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 1, 2017 |
| Property Address | 845 S OAKWOOD LOOP, BARTOW, FL 33830-7042 |
| Document Number | 0102511233 |
| Book / Page | 010251 / 001233 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 170226 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12091 CYPRESS DR FORT MYERS FL 339082411, FORT MYERS, FL 33908-2411 |
| Document Number | 102511234 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 010251/001234 |
| Instrument | 170227 |
| Name | SUNSHINE BK |
|---|---|
| Type | Bank |
| Address | PLANT CITY, FL 33566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,955 (+2.7%) | $228,491 (-1.17%) Land $28,600 Building $199,891 | |
| 2025 | $2,084.00 (-8.8%) Homeowner's exemption | $157,697 (+5.99%) | $231,202 (+1.59%) Land $28,600 Building $202,602 |
| 2023 | $2,285.00 (+15.81%) Homeowner's exemption | $148,789 (+3%) | $227,588 (+16.05%) Land $27,500 Building $200,088 |
| 2022 | $1,973.00 Homeowner's exemption | $144,455 | $196,104 Land $23,100 Building $173,004 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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