Kane County property record for 885 Ruth Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,218 sqft · built 1966 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $109,000 (Aug 1997) |
| Tax Bill | $8,496 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 06-10-105-019 |
| Primary APN | 06-10-105-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 3,372 sqft |
| Basement Area | 1,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 885 RUTH DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 5 (EXCEPT SOUTH 8 FT) LOT 28 BLOCK 12 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 12 |
| Legal Lot Number | 28 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851910 |
885 Ruth Dr is owner-occupied and held in a trust since August 1997.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 885 RUTH DR, ELGIN, IL 60123-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1997 · Amount on File |
| Deed Sale | Aug 1, 1997 · Amount on File |
| Deed Document Number | 199750773 |
| Prior Transfer Date | Jul 31, 1997 |
| Prior Transfer Doc | 0000050773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 15, 2021 |
| Property Address | 885 RUTH DR, ELGIN, IL 60123-1951 |
| Document Number | 0000029611 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021K029611 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 885 RUTH DR, ELGIN, IL 60123-1951 |
The 2025 property tax bill for 885 Ruth Dr was $8,496 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,496.00 Homeowner's exemption | $119,366 (+8.57%) Land $27,140 Building $92,226 | $358,241 (+8.57%) Land $81,453 Building $276,789 |
| 2024 | $109,944 Land $24,998 Building $84,946 | $329,964 Land $75,024 Building $254,940 | |
| 2022 | $7,333.00 (+4.47%) Homeowner's exemption | $90,568 (+6.96%) Land $20,593 Building $69,975 | $271,704 (+6.96%) Land $61,779 Building $209,925 |
| 2021 | $7,019.00 Homeowner's exemption | $84,675 Land $19,253 Building $65,422 | $254,025 Land $57,759 Building $196,266 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 885 Ruth Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 885 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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