Kane County property record for 880 Ruth Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,896 sqft · built 1969 |
| Lot Size | 0.28 acres (12,212 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Apr 2025) |
| Tax Bill | $7,251 (2025) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 06-09-231-023 |
| Primary APN | 06-09-231-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 1,896 sqft |
| Basement Area | 1,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,212 sqft (0.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 880 RUTH DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 5 BLK 16 (EX NORTH 14 FT) |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 851910 |
880 Ruth Dr is owner-occupied and held in a trust since April 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 880 RUTH DR, ELGIN, IL 60123-1952 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on File |
| Deed Sale | Apr 7, 2025 · Amount on File |
| Prior Sale | Feb 5, 2013 · Amount on File |
| Deed Document Number | 202512120 |
| Transfer Doc | 0000023460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 26, 2023 |
| Property Address | 880 RUTH DR, ELGIN, IL 60123-1952 |
| Document Number | 0000017012 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023K017012 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 880 RUTH DR, ELGIN, IL 60123-1952 |
The 2025 property tax bill for 880 Ruth Dr was $7,251.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,251.00 | $111,051 (+8.57%) Land $36,596 Building $74,455 | $333,286 (+8.57%) Land $109,832 Building $223,454 |
| 2024 | $102,285 Land $33,707 Building $68,578 | $306,978 Land $101,161 Building $205,816 | |
| 2022 | $6,785.00 (+4.51%) Homeowner's exemption | $84,259 (+6.96%) Land $27,767 Building $56,492 | $252,777 (+6.96%) Land $83,301 Building $169,476 |
| 2021 | $6,492.00 Homeowner's exemption | $78,776 Land $25,960 Building $52,816 | $236,328 Land $77,880 Building $158,448 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 880 Ruth Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 880 Ruth Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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