Kane County property record for 855 Ruth Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,704 sqft · built 1965 |
| Lot Size | 0.258 acres (11,256 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,083 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-10-105-022 |
| Primary APN | 06-10-105-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 3,408 sqft |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 11,256 sqft (0.258 acres) |
| Lot Dimensions | 134 ft deep x 84 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 855 RUTH DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 5 LOT 25 BLOCK 12 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 12 |
| Legal Lot Number | 25 |
| Legal Unit | 5-25 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851910 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 855 RUTH DR, ELGIN, IL 60123-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2014 |
| Transfer Doc | 0000036810 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,083.00 (+14.11%) Homeowner's exemption Senior Citizen's exemption | $108,845 (+8.57%) Land $28,058 Building $80,787 | $326,666 (+8.57%) Land $84,208 Building $242,458 |
| 2024 | $100,253 (+21.39%) Land $25,843 Building $74,410 | $300,879 (+21.44%) Land $77,560 Building $223,319 | |
| 2022 | $6,207.00 (+5.08%) Homeowner's exemption | $82,585 (+6.96%) Land $21,288 Building $61,297 | $247,755 (+6.96%) Land $63,864 Building $183,891 |
| 2021 | $5,907.00 Homeowner's exemption | $77,211 Land $19,903 Building $57,308 | $231,633 Land $59,709 Building $171,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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