88497 4th Ave, Florence, OR 97439 Property Records

Lane County property record for 88497 4th Ave, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1967
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2020)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-04-14-00700-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-04-14-00700-000`
Alternative APN	`0777399`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Finished Area
1st Floor Area	892 sqft
Attic Area	200 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0777399
Street Address	88497 4TH AVE
City	FLORENCE
State	OR
Zip	97439-9106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA/MH -SUBURBAN RESID/MH
Legal Description	SUBD:FIRST ADDITION TO HOLT PARK SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	04
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	FIRST ADDITION TO HOLT PARK
Legal Lot Number	700
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	706

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1462 W BATH RD, CUYAHOGA FALLS, OH 44223-3060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Mar 2, 2020	Grant Deed, Transfer WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2019	Warranty Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Mar 2, 2020
Deed Document Number	2020-010462
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	88497 4TH AVE, FLORENCE, OR 97439-9106
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88497 4TH AVE, FLORENCE, OR 97439-9106

Mortgage

Document Number	0000020004
Date	Jul 15, 2024
Instrument	2024-020004

Lender

Name	BANNER BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANE OR
Recording Date	Mar 2, 2020
Property Address	88497 4TH AVE, FLORENCE, OR 97439-9106
Document Number	0000010461
Instrument Date	Feb 28, 2020
Instrument	10461
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 E 12TH AVE EUGENE OR 974013212, EUGENE, OR 97401-3212

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 2, 2020
Property Address	88497 4TH AVE, FLORENCE, OR 97439-9106
Document Number	0000010462
Map Reference	MB 31 PG 8
Instrument Date	Feb 27, 2020
Instrument	2020-010462
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1462 W BATH RD, CUYAHOGA FALLS, OH 44223-3060

Mortgage

Document Number	0000010463
Date	Mar 2, 2020
Instrument	2020-010463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 6, 2019
Property Address	88497 4TH AVE, FLORENCE, OR 97439-9106
Document Number	0000056180
Instrument Date	Feb 27, 2013
Instrument	56180
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19980 PENN RD WALTON OR 974909720, WALTON, OR 97490-9720

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,009.00 (+6.3%)	$179,129 (+6.09%)	$392,394 (-3.95%) Land $83,297 Building $309,097
2023	$1,890.00 (+4.36%)	$168,847 (+3%)	$408,519 (+21.19%) Land $72,807 Building $335,712
2022	$1,811.00	$163,930	$337,092 Land $70,384 Building $266,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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