884 E Valley Rd, Whitwell, TN 37397 Property Records

Sequatchie County property record for 884 E Valley Rd, Whitwell, TN 37397

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 2017
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Feb 2020)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage May 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077081 00203`

Property Details

APN / Parcel Number

Primary APN	`077081 00203`
Alternative APN	`081 00203`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	786 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	884 E VALLEY RD
City	WHITWELL
State	TN
Zip	37397-3674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WELLS S/D
Legal Lot Number	2
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3067
Census Tract	60200

Owner

Source: Sequatchie County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	884 E VALLEY RD, WHITWELL, TN 37397-3674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
May 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN VLY BK
May 4, 2017	Deed of Trust, Mortgage MOUNTAIN VLY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Document Number	2020503
Deed Book / Page	394 / 504
Prior Transfer Date	Mar 25, 2015
Prior Transfer Doc	0000000564
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Feb 25, 2020
Property Address	884 E VALLEY RD, WHITWELL, TN 37397-3674
Document Number	0000000503
Book / Page	000394 / 000504
Instrument Date	Feb 20, 2020
Instrument	503
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	884 E VALLEY RD WHITWELL TN 373973674, WHITWELL, TN 37397-3674

Mortgage

Document Number	504
Date	Feb 25, 2020
Book Page	000394/000506
Instrument	504

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	May 8, 2017
Property Address	884 E VALLEY RD, WHITWELL, TN 37397-3674
Book / Page	000354 / 000259
Instrument Date	May 5, 2017
Instrument	934
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000000934
Date	May 8, 2017
Book Page	000354/000259
Instrument	934

Lender

Name	MOUNTAIN VLY BK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 7, 2018

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	884 E VALLEY RD, WHITWELL, TN 37397-3674
Document Number	0000001129
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	898 E VALLEY RD WHITWELL TN 373973674, WHITWELL, TN 37397-3674

Mortgage

Document Number	0000001129
Date	May 16, 2018
Book Page	000368/000711
Instrument	1129

Lender

Name	MOUNTAIN VLY NAT'L BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00	$105,700 (-) Land $3,275 Building $102,425
2024	$1,941.00	$105,700 (-) Land $3,275 Building $102,425
2023	$1,941.00 (+31.86%)	$105,700 (+75.36%) Land $3,275 Building $102,425	$422,800 (+75.36%) Land $13,100 Building $409,700
2022	$1,472.00	$60,275 Land $2,450 Building $57,825	$241,100 Land $9,800 Building $231,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 97.3% of Tennessee
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SVEConnect Fiber	1,000 / 1,000
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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