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231 E Valley Rd, Whitwell, TN 37397 Property Records

Sequatchie County property record for 231 E Valley Rd, Whitwell, TN 37397

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,049 sqft · built 2011
Lot Size4.56 acres (198,634 sqft)
Owner2 Individual Names on Record
Last Sale$38,000 (Mar 2024)
Tax Bill$2,550 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jun 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN077080 01200

Property Details

APN / Parcel Number

Primary APN077080 01200
Alternative APN
  • 080 01200

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area4,049 sqft Living Area
1st Floor Area1,867 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area198,634 sqft (4.56 acres)
Garage TypeFinished
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area435 sqft
Deck Area96 sqft
Patio Area498 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address231 E VALLEY RD
CityWHITWELL
StateTN
Zip37397-3601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFLOOD
Legal DescriptionDISTRICT: 5
Legal Lot Number2
JurisdictionSEQUATCHIE TN
Township / Civil Division5
Census Block Group3
Census Block3085
Census Tract60200

Owner

Source: Sequatchie County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address231 E VALLEY RD, WHITWELL, TN 37397-3601
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jun 29, 2023Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Jun 7, 2023Warranty Deed, Transfer
FARM CREDIT MID AMERICA FLCA
May 31, 2023Warranty Deed, Transfer
Feb 10, 2023Warranty Deed, Transfer · Commercial Mortgage
MOUNTAIN VALLEY BANK
Nov 16, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Prior SaleJun 29, 2023 · Amount on Record
Deed Document Number2024645
Deed Book / Page469 / 85
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEQUATCHIE TN
Property Address231 E VALLEY RD, WHITWELL, TN 37397-3601
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 E VALLEY RD, WHITWELL, TN 37397-3601

Mortgage

Document Number0000000108
DateJan 13, 2026
Book Page479/94
Instrument26000108
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Address3000 LAVA RIDGE CT STE 200, ROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateJun 29, 2023
Property Address231 E VALLEY RD, WHITWELL, TN 37397-3601
Document Number0000001425
Book / Page460 / 508
Instrument DateJun 27, 2023
Instrument23001425
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
Tax$573.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9453 TRUE AVE, DOWNEY, CA 90240-2534

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateJun 7, 2023
Property Address231 E VALLEY RD, WHITWELL, TN 37397-3601
Document Number0000001255
Book / Page459 / 472
Instrument DateJun 6, 2023
Instrument23001255
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.65
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 FOSTER RD # ROX, ROX, MC MINNVILLE, TN 37110-4438

Mortgage

Document Number0000001256
DateJun 7, 2023
Instrument23001256
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
Agreement
AmountAmount Recorded
Term181 Months
DueJul 1, 2038

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateMay 31, 2023
Property Address231 E VALLEY RD, WHITWELL, TN 37397-3601
Document Number0000001191
Book / Page459 / 49
Instrument DateMay 30, 2023
Instrument23001191
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

AmountAmount Recorded
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 44, DUNLAP, TN 37327-0044

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateFeb 10, 2023
Property Address231 E VALLEY RD, WHITWELL, TN 37397-3601
Document Number0000000295
Book / Page454 / 70
Instrument DateFeb 6, 2023
Instrument23000295
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyTITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1929 DAYTON BLVD, CHATTANOOGA, TN 37415-6409

Mortgage

Document Number0000000296
DateFeb 10, 2023
Book Page454/73
Instrument23000296
Lender
NameMOUNTAIN VALLEY BANK
TypeBank
AddressDUNLAP, TN 37327
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueFeb 8, 2025

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEQUATCHIE TN
Recording DateNov 16, 2018
Property Address231 E VALLEY RD, WHITWELL, TN 37397-3601
Document Number0000002568
Book / Page000375 / 000804
Instrument DateAug 14, 2018
Instrument2568
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address231 E VALLEY RD WHITWELL TN 373973601, WHITWELL, TN 37397-3601

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,550.00 (-10.46%)$138,850 (-1.54%) Land $8,075 Building $130,775
2023$2,848.00 (+22.44%)$141,025 (+48.1%) Land $10,250 Building $130,775$555,400 (+45.81%) Land $32,300 Building $523,100
2022$2,326.00$95,225 Land $20,200 Building $75,025$380,900 Land $80,800 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 97.9% of Tennessee
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNLAP WATER SYSTEM
serves 9,782 people · EPA ID TN0000205
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SVEConnect
Fiber		1,000 / 1,000
BTC Fiber
Fiber		1,000 / 1,000

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