Sequatchie County property record for 1129 E Valley Rd, Whitwell, TN 37397
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,752 sqft · built 1955 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,395 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Loan Modification + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 077081 00100 |
| Primary APN | 077081 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Attic Area | 1,112 sqft |
| Flooring | Softwood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Utility Building | 360 sqft |
| Pole Barn | 5,000 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1129 E VALLEY RD |
|---|---|
| City | WHITWELL |
| State | TN |
| Zip | 37397-3614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | FLOOD |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3086 |
| Census Tract | 60200 |
Source: Sequatchie County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1109 OLD YORK HWY E, DUNLAP, TN 37327-3745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI FARM CREDIT SVCS |
| Aug 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS TRI-CNTY BK |
| Feb 15, 2018 | Warranty Deed, Transfer · Line of Credit CITIZENS TRI-CNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2024 |
| Deed Sale | Jun 27, 2024 |
| Deed Document Number | 0004702696 |
| Deed Book / Page | 365 / 108 |
| Prior Transfer Date | Feb 15, 2018 |
| Prior Transfer Doc | 18000398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 1129 E VALLEY RD, WHITWELL, TN 37397-3614 |
| Document Number | 0000001302 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1129 E VALLEY RD WHITWELL TN 373973614, WHITWELL, TN 37397-3614 |
| Document Number | 0000001302 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 000399/000249 |
| Instrument | 1302 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 1129 E VALLEY RD, WHITWELL, TN 37397-3614 |
| Document Number | 0000001927 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1129 E VALLEY RD WHITWELL TN 373973614, WHITWELL, TN 37397-3614 |
| Document Number | 0000001927 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 000372/000757 |
| Instrument | 1927 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 23, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Feb 15, 2018 |
| Property Address | 1129 E VALLEY RD, WHITWELL, TN 37397-3614 |
| Document Number | 0000000398 |
| Book / Page | 000365 / 000108 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 398 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1109 OLD PARK HWY E DUNLAP TN 37327, DUNLAP, TN 37327 |
| Document Number | 399 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 000365/000111 |
| Instrument | 399 |
| Name | CITIZENS TRI-CNTY BK |
|---|---|
| Type | Bank |
| Address | DUNLAP, TN 37327 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Sequatchie County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Unified School District | Sequatchie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,395.00 (+14.53%) Additional exemption filed | $75,950 (+14.56%) Land $19,100 Building $56,850 | |
| 2023 | $1,218.00 (+13.73%) Additional exemption filed | $66,300 (+51.2%) Land $19,100 Building $47,200 | $475,100 (+170.87%) Land $247,700 Building $227,400 |
| 2022 | $1,071.00 | $43,850 Land $15,700 Building $28,150 | $175,400 Land $62,800 Building $112,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber Fiber | 1,000 / 1,000 |
| SVEConnect Fiber | 1,000 / 1,000 |
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