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8832 Sand Pine Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8832 Sand Pine Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,218 sqft · built 2003
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Dec 2014)
Tax Bill$3,267 (2024)
Deeds & MortgagesApr 2022 Mortgage
Jul 2019 Transfer
Flood ZoneZone AE (high risk)
APN09-2S-26-0000-00201-0000

Property Details

APN / Parcel Number

Primary APN09-2S-26-0000-00201-0000
Alternative APN
  • S262090000002010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,218 sqft Living Area
Gross Area3,530 sqft
1st Floor Area2,218 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions212 ft deep x 109 ft wide
View / LotRiver
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area24 sqft
Deck Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8832 SAND PINE DR
CityNAVARRE
StateFL
Zip32566-3104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*ENHNCD LIFE EST* RESRVD IN: COM AT PRM #9 ON PLAT OF EAST BAY RIVER ESTS SUB (PB C PG 102) ALSO BEING A PORTION OF SECTION 9 TOWNSHIP 2 SOUTH RANGE 26 WEST THN S89*3539W ON N R/W OF TURKEY BLUFF RD 190 FT THN N0*2421W 360 FT THN N22*0539E 190 FT THN
Legal Range26W
Legal Township2S
Legal Section09
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

8832 Sand Pine Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address8832 SAND PINE DR, NAVARRE, FL 32566-3104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Jul 5, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2014 · Amount on File
Deed SaleDec 17, 2014 · Amount on File
Prior SaleDec 30, 2013
Deed Document Number201444285
Deed Book / Page3394 / 1371
Last Transfer DateJul 3, 2019
Transfer Doc0038461827
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8832 SAND PINE DR, NAVARRE, FL 32566-3104
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address8832 SAND PINE DR, NAVARRE, FL 32566-3104

Mortgage

Document Number0042731143
DateApr 20, 2022
Book Page4273/1143
Instrument202223694
Lender
NameRENASANT BANK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJul 5, 2019
Property Address8832 SAND PINE DR, NAVARRE, FL 32566-3104
Document Number0038461827
Book / Page003846 / 001827
Instrument DateJul 3, 2019
Instrument28916
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address8832 SAND PINE DR NAVARRE FL 325663104, NAVARRE, FL 32566-3104

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$311,085 (+1.99%) Land $94,176 Building $216,909$311,085 (+1.99%) Land $94,176 Building $216,909
2024$3,267.00 (-0.61%) Homeowner's exemption$305,019 (+0.36%) Land $94,176 Building $210,843$305,019 (+0.36%) Land $94,176 Building $210,843
2023$3,287.00 (-8.49%) Homeowner's exemption$303,916 (+4.71%) Land $94,176 Building $209,740$303,916 (+4.71%) Land $94,176 Building $209,740
2022$3,592.00$290,250$290,250 Land $83,712 Building $206,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8832 Sand Pine Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8832 Sand Pine Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50

May also be available: AT&T.

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