Santa Rosa County property record for 8817 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,165 sqft · built 1997 |
| Lot Size | 0.508 acres (22,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2013) |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-0000-00215-0000 |
| Primary APN | 09-2S-26-0000-00215-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,165 sqft Living Area |
| Gross Area | 3,598 sqft |
| 1st Floor Area | 2,165 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 22,128 sqft (0.508 acres) |
| Lot Dimensions | 213 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 217 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8817 SAND PINE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COMM AT TH SE COR LOT 1 BLK 8 EAST BAY RIVER EST 1ST ADDN PB C PG 171 THN N89*35'39E ON NLY R/W TURKEY BLUFF RD 50 FT THN N00*26'03W ON ELY R/W TURKEY BLUFF DR 350.41 FT THN N21*14'27E 181.60 FT TO SLY R/W OF SANDD PINE DR THN S70*59'47E 297.17 FT TO |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
8817 Sand Pine Dr is owned and occupied by an individual who bought it in September 2013.
Source: Santa Rosa County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8817 SAND PINE DR, NAVARRE, FL 32566-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2013 · Amount on File |
| Deed Sale | Sep 17, 2013 · Amount on File |
| Prior Sale | Feb 15, 2013 · Amount on File |
| Deed Document Number | 201353281 |
| Deed Book / Page | 3288 / 462 |
| Prior Transfer Date | Aug 2, 2013 |
| Prior Transfer Doc | 0032880462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 20, 2026 |
| Property Address | 8817 SAND PINE DR, NAVARRE, FL 32566-3125 |
| Document Number | 0000042100 |
| Book / Page | 4780 / 676 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 202642100 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8817 SAND PINE DR, NAVARRE, FL 32566-3125 |
| Document Number | 0000042100, |
|---|---|
| Date | Aug 20, 2026 |
| Book Page | 4780/676 |
| Instrument | 202642100 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8817 SAND PINE DR, NAVARRE, FL 32566-3125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041581346 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 4158/1346 |
| Instrument | 202152312 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 8817 Sand Pine Dr was $3,905, up 2.7% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,905.00 (+2.74%) | $323,899 (+2.34%) Land $59,840 Building $264,059 | $323,899 (+2.34%) Land $59,840 Building $264,059 |
| 2024 | $3,801.00 (+4.14%) | $316,479 (+2.63%) Land $59,840 Building $256,639 | $316,479 (+2.63%) Land $59,840 Building $256,639 |
| 2023 | $3,650.00 (+4.76%) | $308,372 (+1.69%) Land $59,840 Building $248,532 | $308,372 (+1.69%) Land $59,840 Building $248,532 |
| 2022 | $3,484.00 | $303,234 | $303,234 Land $59,840 Building $243,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8817 Sand Pine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8817 Sand Pine Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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