Santa Rosa County property record for 8825 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 2021 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2018) |
| Tax Bill | $3,678 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-0000-00228-0000 |
| Primary APN | 09-2S-26-0000-00228-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,776 sqft Living Area |
| Gross Area | 3,910 sqft |
| 1st Floor Area | 2,776 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Material | Wood Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 201 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 482 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8825 SAND PINE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM SE COR LT 1 BLK 8 EAST BAY RIVER ESTS 1ST ADD THN N89*35 39E 50 FT THN N0*263E 350.4 1 FT THN N21*1427E 181.6 FT THN S70*5947E 384.82 FT TO POB THN CONT 60.95 FT THN N85* 0431E 41.26 FT THN S7*54W 192.79 FT THN S89*3539W 100. 86 FT THN N7*54E 209 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Block | 8 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
8825 Sand Pine Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Santa Rosa County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8825 SAND PINE DR, NAVARRE, FL 32566-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on File |
| Deed Sale | May 14, 2018 · Amount on File |
| Prior Sale | Sep 7, 2005 · Amount on File |
| Deed Document Number | 201819127 |
| Deed Book / Page | 3727 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8825 SAND PINE DR, NAVARRE, FL 32566-3125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039160277 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 3916/277 |
| Instrument | 202005738 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Address | CANTONMENT, FL 32533 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 8825 Sand Pine Dr was $3,678 with a homeowner's exemption, up 3.6% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,678.00 (+3.61%) Homeowner's exemption | $337,238 (+2.9%) | $487,445 (+2.39%) Land $59,840 Building $427,605 |
| 2024 | $3,550.00 (+2.13%) Homeowner's exemption | $327,734 (+3%) | $476,053 (+0.69%) Land $59,840 Building $416,213 |
| 2023 | $3,476.00 (+2.63%) Homeowner's exemption | $318,188 (+3%) | $472,808 (+4.58%) Land $59,840 Building $412,968 |
| 2022 | $3,387.00 Homeowner's exemption | $308,920 | $452,093 Land $59,840 Building $392,253 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8825 Sand Pine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8825 Sand Pine Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T.
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