8832 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8832 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,655 sqft · built 2009
Lot Size0.209 acres (9,100 sqft)
OwnerIndividual Name on Record
Last Sale$224,400 (May 2021)
Tax Bill$1,201 (2026)
Deeds & MortgagesOct 2023 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.138

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.138
Alternative APNs
  • 0309062303000003138
  • 297856

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,655 sqft Living Area
1st Floor Area1,655 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage Area556 sqft
PorchSlab
Porch Area243 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number297856
Street Address8832 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description0906233000003138
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 1A
Legal BlockA
Legal Lot Number4
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8832 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 24, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleSep 1, 2009 · Amount on Record
Deed Book / Page5602 / 39
Prior Transfer DateMar 27, 2009
Prior Transfer Doc0038750277
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8832 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060500186
DateOct 31, 2023
Book Page6050/186
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateMay 24, 2021
Property Address8832 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849
Document Number0056020039
Book / Page5602 / 39
Map ReferenceMB 51 PG 148
Instrument DateMay 21, 2021
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1495 JACKSON TRACE RD, TITUS, AL 36080-4713

Transferred To (Grantee/Buyer)

NameVerified Name
Address8832 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849

Mortgage

Document Number0000560243
DateMay 24, 2021
Instrument5602/43
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,201.00 (-0.58%)
2025$1,208.00 (+10.02%) Homeowner's exemption$25,560 (+9.79%) Land $3,800 Building $21,760$255,600 (+9.79%) Land $38,000 Building $217,600
2023$1,098.00 (+56.63%) Homeowner's exemption$23,280 (+15.94%) Land $3,800 Building $19,480$232,800 (+15.94%) Land $38,000 Building $194,800
2022$701.00 Homeowner's exemption$20,080 Land $3,800 Building $16,280$200,800 Land $38,000 Building $162,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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