Montgomery County property record for 8820 Ryan Ridge Loop, Montgomery, AL 36117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,775 sqft · built 2008 |
| Lot Size | 0.268 acres (11,700 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $228,883 (Sep 2008) |
| Tax Bill | $1,266 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-23-3-000-003.081 |
| Primary APN | 09-06-23-3-000-003.081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| 1st Floor Area | 1,775 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,700 sqft (0.268 acres) |
| Lot Dimensions | 90 ft deep x 130 ft wide |
| Garage Area | 638 sqft |
| Porch | Open Porch |
| Porch Area | 358 sqft |
| Patio Area | 154 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 297799 |
|---|---|
| Old Parcel Number | 0309062303000003081 |
| Street Address | 8820 RYAN RIDGE LOOP |
| City | MONTGOMERY |
| State | AL |
| Zip | 36117-3831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 0906233000003081 |
| Legal Subdivision | RYAN RIDGE 1A |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MOUNT MEIGS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 5503 |
Source: Montgomery County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 8820 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2008 · Amount on Record |
| Deed Sale | Sep 30, 2008 · Amount on Record |
| Deed Document Number | 0038110154 |
| Deed Book / Page | 3811 / 0154 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8820 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0056270413 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 5627/413 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8820 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053150146 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 5315/0146 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2044 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,266.00 (+11.25%) Homeowner's exemption | $26,750 (+10.95%) Land $3,800 Building $22,950 | $267,500 (+10.95%) Land $38,000 Building $229,500 |
| 2023 | $1,138.00 Homeowner's exemption | $24,110 Land $3,800 Building $20,310 | $241,100 Land $38,000 Building $203,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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