8828 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8828 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,669 sqft · built 2010
Lot Size0.269 acres (11,700 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (May 2025)
Tax Bill$1,249 (2026)
Deeds & MortgagesJul 2023 Transfer
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.137

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.137
Alternative APNs
  • 0309062303000003137
  • 297855

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,669 sqft Living Area
1st Floor Area1,669 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,700 sqft (0.269 acres)
Lot Dimensions90 ft deep x 130 ft wide
Garage Area589 sqft
PorchSlab
Porch Area177 sqft
Utility Building32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number297855
Street Address8828 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description0906233000003137
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 1A
Legal BlockA
Legal Lot Number5
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

8828 Ryan Ridge Loop is owned and occupied by two individuals who bought it in May 2025.

Source: Montgomery County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address8828 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Intrafamily Transfer, Transfer
Jun 25, 2019Deed of Trust, Mortgage · Commercial Mortgage
TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on File
Deed SaleMay 19, 2025 · Amount on File
Prior SaleOct 5, 2011 · Amount on File
Deed Document Number20254758840
Deed Book / Page6300 / 928
Prior Transfer DateJul 18, 2023
Prior Transfer Doc0060080091
Record UpdatedOct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY AL
Recording DateJul 18, 2023
Property Address8828 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849
Document Number0060080091
Book / Page6008 / 91
Map ReferenceMB 51 PG 148
Instrument DateJul 18, 2023
Transaction TypeTransfer
Record UpdatedAug 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8828 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8828 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3849
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052490875
DateJun 25, 2019
Book Page5249/0875
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
AddressMONTGOMERY, AL 36117
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueJun 3, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 8828 Ryan Ridge Loop was $1,249 with a homeowner's exemption, up 0.2% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,249.00 (+0.16%)
2025$1,247.00 Homeowner's exemption$26,360 Land $3,800 Building $22,560$263,600 Land $38,000 Building $225,600
2023$1,133.00 (+56.71%) Homeowner's exemption$23,990 (+16.06%) Land $3,800 Building $20,190$239,900 (+16.06%) Land $38,000 Building $201,900
2022$723.00 Homeowner's exemption$20,670 Land $3,800 Building $16,870$206,700 Land $38,000 Building $168,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8828 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8828 Ryan Ridge Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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