883 Peppermill Cir, Lapeer, MI 48446 Property Records

Lapeer County property record for 883 Peppermill Cir, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,986 sqft · built 2001
Lot Size0.193 acres (8,407 sqft)
Owner2 Individual Names on Record
Last Sale$168,500 (Jun 2015)
Tax Bill$3,013 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNL21-31-634-040-00

Property Details

APN / Parcel Number

Primary APNL21-31-634-040-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,986 sqft Living Area
1st Floor Area1,016 sqft
Basement Area1,016 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area8,407 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area545 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address883 PEPPERMILL CIR
CityLAPEER
StateMI
Zip48446-2679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 1 FM
Legal DescriptionCITY OF LAPEER PEPPERMILL ESTATES #2 LOT 34 (L=7 P=154-155 SEC 9, T7N-R10E)
Legal Range10E
Legal Township07N
Legal Section09
Legal SubdivisionCITY OF LAPEER PEPPERMILL ESTATES
Legal Lot Number34
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1055
Census Tract337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address883 PEPPERMILL CIR, LAPEER, MI 48446-2679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2015 · Amount on Record
Deed SaleJun 19, 2015 · Amount on Record
Prior SaleAug 28, 2012 · Amount on Record
Deed Book / Page2771 / 864
Prior Transfer DateAug 27, 2012
Prior Transfer Doc0025840175
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address883 PEPPERMILL CIR, LAPEER, MI 48446-2679
Transaction TypeMortgage
Record UpdatedNov 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address883 PEPPERMILL CIR, LAPEER, MI 48446-2679

Mortgage

Document Number0033170410
DateSep 21, 2022
Book Page3317/410
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address883 PEPPERMILL CIR, LAPEER, MI 48446-2679
Transaction TypeMortgage
Record UpdatedMay 28, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address883 PEPPERMILL CIR, LAPEER, MI 48446-2679

Mortgage

Document Number0031930515
DateApr 19, 2021
Book Page3193/515
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
MunicipalityLapeer City
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,900 (+6.71%)$327,800 (+6.71%)
2025$3,013.00 (+4.33%) Homeowner's exemption$153,600 (+32.19%)$307,200 (+32.19%)
2024$2,888.00 (+10.61%)
2023$116,200$232,400
2022$2,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2009)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAPEER
serves 9,023 people · EPA ID MI0003780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2023
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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