Lapeer County property record for 841 Peppermill Cir, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,390 sqft · built 2006 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,900 (Jan 2016) |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-31-641-040-00 |
| Primary APN | L21-31-641-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 605 sqft |
| Basement Area | 605 sqft |
| Flooring | Carpet |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 57 ft wide |
| Garage Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 841 PEPPERMILL CIR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FM |
| Legal Description | CITY OF LAPEER PEPPERMILL ESTATES #2 LOT 41 (L=7 P=154-155 SEC 9, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | CITY OF LAPEER PEPPERMILL ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 337500 |
841 Peppermill Cir is owned and occupied by two individuals who bought it in January 2016.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jul 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance POLARIS HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on File |
| Deed Sale | Jan 25, 2016 · Amount on File |
| Prior Sale | Mar 29, 2013 · Amount on File |
| Deed Book / Page | 2808 / 992 |
| Prior Transfer Date | Jun 3, 2009 |
| Prior Transfer Doc | 0023950543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Document Number | 0035040989 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 3504/989 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Document Number | 0033250750 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 3325/750 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Document Number | 0032580884 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 3258/884 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 841 PEPPERMILL CIR, LAPEER, MI 48446-2678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0029710173 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 2971/173 |
| Name | POLARIS HOME FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 841 Peppermill Cir was $2,084 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,500 (+7.01%) | $223,000 (+7.01%) | |
| 2025 | $2,084.00 Homeowner's exemption | $104,200 | $208,400 |
| 2023 | $80,500 | $161,000 | |
| 2022 | $1,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 841 Peppermill Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 841 Peppermill Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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