Lapeer County property record for 871 Peppermill Cir, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 2001 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,000 (Sep 2018) |
| Tax Bill | $3,089 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Aug 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L21-31-636-040-00 |
| Primary APN | L21-31-636-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Basement Area | 770 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 871 PEPPERMILL CIR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 1 FM |
| Legal Description | CITY OF LAPEER PEPPERMILL ESTATES #2 LOT 36 (L=7 P=154-155 SEC 9, T7N-R10E) |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 09 |
| Legal Subdivision | CITY OF LAPEER PEPPERMILL ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 337500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU |
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit DORT FINANCIAL CU |
| Sep 14, 2018 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Aug 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Book / Page | 2984 / 823 |
| Prior Transfer Date | Aug 11, 2017 |
| Prior Transfer Doc | 0029120253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Document Number | 0032620273 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 3262/273 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 871 PEPERMILL CIR, FLINT, MI 48501 |
| Document Number | 0033090720 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 3309/720 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Document Number | 0034740555 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 3474/555 |
| Name | DORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | 9048 HOLLY RD, GRAND BLANC, MI 48439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 26, 2035 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Sep 14, 2018 |
| Property Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Document Number | 0029840823 |
| Book / Page | 2984 / 823 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 26917 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 365 PARTRIDGE DR, GRAND BLANC, MI 48439-7073 |
| Document Number | 0029840825 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 2984/825 |
| Name | MICHIGAN MUTUAL INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 23, 2017 |
| Property Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
| Document Number | 0029130253 |
| Book / Page | 2913 / 253 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 871 PEPPERMILL CIR, LAPEER, MI 48446-2679 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,200 (+6.17%) | $292,400 (+6.17%) | |
| 2025 | $3,089.00 (+4.32%) Homeowner's exemption | $137,700 (+28.45%) | $275,400 (+28.45%) |
| 2024 | $2,961.00 (+10.61%) | ||
| 2023 | $107,200 | $214,400 | |
| 2022 | $2,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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