8826 Emerson Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8826 Emerson Ave, Surfside, FL 33154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,355 sqft · built 1941
Lot Size0.129 acres (5,600 sqft)
OwnerCompany Name on Record
Last Sale$1,400,000 (May 2022)
Tax Bill$25,798 (2025)
Deeds & MortgagesDec 2023 Mortgage
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN14-2235-005-2790

Property Details

APN / Parcel Number

Primary APN14-2235-005-2790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,355 sqft Living Area
Gross Area1,575 sqft
1st Floor Area1,355 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1961
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions112 ft deep x 50 ft wide
Garage Area110 sqft
Patio Area45 sqft

Location & Zoning

Street Address8826 EMERSON AVE
CitySURFSIDE
StateFL
Zip33154-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0800
Legal DescriptionNORMANDY BEACH 2ND AMD PL PB 16-44 LOT 14BLK 18 LOT SIZE 50.000 X 112 73R50889 COC 22442-0986 06 2004 4
Legal Range42E
Legal Township52S
Legal Section35
Legal SubdivisionNORMANDY BEACH 2ND AMD PL
Legal Block18
Legal Lot Number14
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group5
Census Block5017
Census Tract3804

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address30 COLUMBIA TPKE, 3, FLORHAM PARK, NJ 07932-2253
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
ARBOR REALTY SR INC
May 27, 2022Warranty Deed, Transfer · Commercial Mortgage
ARBOR REALTY SR INC
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleSep 6, 2018 · Amount on Record
Deed Document Number2022435454
Deed Book / Page33212 / 4652
Prior Transfer DateJun 3, 2004
Prior Transfer Doc0000536235
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8826 EMERSON AVE, SURFSIDE, FL 33154-3363
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000930653
DateDec 28, 2023
Book Page34029/2599
Instrument2023R0930653
Lender
NameARBOR REALTY SR INC
TypeNon-Lending Institution
AddressUNIONDALE, NY 11553
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateMay 27, 2022
Property Address8826 EMERSON AVE, SURFSIDE, FL 33154-3363
Document Number0000435454
Book / Page33212 / 4652
Map ReferenceMB 16 PG 44
Instrument DateMay 23, 2022
Instrument2022R0435454
Transaction TypeTransfer
Record UpdatedJun 17, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2616 SW 55TH ST, 2616, FORT LAUDERDALE, FL 33312-7448

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 COLUMBIA TPKE, FLORHAM PARK, NJ 07932-2253

Mortgage

Document Number0000004654
DateMay 27, 2022
Instrument33212/4654
Lender
NameARBOR REALTY SR INC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8826 EMERSON AVE, SURFSIDE, FL 33154-3363
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8826 EMERSON AVE, SURFSIDE, FL 33154-3363

Mortgage

Document Number0000591631
DateOct 19, 2020
Book Page32148/3371
Instrument2020R0591631
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateSep 6, 2018
Property Address8826 EMERSON AVE, SURFSIDE, FL 33154-3363
Document Number0000539437
Book / Page31127 / 3861
Map ReferenceMB 16 PG 44
Instrument DateAug 25, 2018
Instrument2018R0539437
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 DANIELE DR, 312, OCEAN, NJ 07712-7907

Transferred To (Grantee/Buyer)

NameVerified Name
Address8826 EMERSON AVE, SURFSIDE, FL 33154-3363

Mortgage

Document Number0000539438
DateSep 6, 2018
Instrument2018R0539438
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,798.00 (+4.88%)$1,363,713 (+16.91%) Land $980,000 Building $383,713$1,363,713 (+16.91%) Land $980,000 Building $383,713
2024$24,597.00 (+9.55%)
2023$22,453.00 (+101.01%)$1,166,513 (+89.97%) Land $772,838 Building $393,675$1,166,513 (+89.97%) Land $772,838 Building $393,675
2022$11,170.00$614,059 Land $560,088 Building $53,971$614,059 Land $560,088 Building $53,971

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 201 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies294 units insured
incl. 93 condo units
Nearby Flood Claims12 (2017–2024)
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SURFSIDE
serves 5,744 people · EPA ID FL4131424
Water SourcePurchased groundwater from MDWASA - MAIN SYSTEM
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Breezeline
Cable
1,000 / 50

May also be available: T-Mobile.

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