8811 Emerson Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8811 Emerson Ave, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 1937
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,420,000 (Oct 2022)
Tax Bill	$22,447 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-005-2190`

Property Details

APN / Parcel Number

Primary APN	`14-2235-005-2190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1968
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide

Location & Zoning

Street Address	8811 EMERSON AVE
City	SURFSIDE
State	FL
Zip	33154-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800
Legal Description	NORMANDY BEACH 2ND AMD PL PB 16-44 LOT 9 BLK 15 LOT SIZE 50.000 X 112
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	NORMANDY BEACH 2ND AMD PL
Legal Block	15
Legal Lot Number	9
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	5
Census Block	5018
Census Tract	3804

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BANCO DO BRASIL AMERICAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	2022797007
Deed Book / Page	33426 / 4602
Last Transfer Date	Nov 19, 2024
Transfer Doc	0000902672
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362

Mortgage

Document Number	0000787956
Date	Oct 17, 2025
Book Page	34991/4438
Instrument	2025R0787956

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 18, 2022
Property Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362
Document Number	0000797007
Book / Page	33426 / 4602
Map Reference	MB 16 PG 44
Instrument Date	Oct 14, 2022
Instrument	2022R0797007
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10835 NW 83RD CT, 10835, PARKLAND, FL 33076-4767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362

Mortgage

Document Number	0000004604
Date	Oct 18, 2022
Instrument	33426/4604

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 23, 2021
Property Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362
Document Number	0000529524
Book / Page	32636 / 4106
Map Reference	MB 16 PG 44
Instrument Date	Jul 14, 2021
Instrument	2021R0529524
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	GLOBAL AMERICA TITLE SERVICES, GLOBAL AMERICA TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,064.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 NW 6TH ST # ST610, 600, MIAMI, FL 33136-3243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 EMERSON AVE, SURFSIDE, FL 33154-3362

Mortgage

Document Number	0000004108
Date	Jul 23, 2021
Instrument	32636/4108

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.6%
Max Rate At Change	5.6%
Index	1-Year LIBOR
Max Rate	9.6%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,447.00 (+0.38%)	$1,225,372 (+3.83%)	$1,376,903 (+16.67%) Land $980,000 Building $396,903
2024	$22,361.00 (+1.96%)
2023	$21,931.00 (+71.43%) Homeowner's exemption	$1,180,185 (+80.43%) Land $772,838 Building $407,347	$1,180,185 (+80.43%) Land $772,838 Building $407,347
2022	$12,793.00	$654,091 Land $560,088 Building $94,003	$654,091 Land $560,088 Building $94,003

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	294 units insured incl. 93 condo units
Nearby Flood Claims	12 (2017–2024)
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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