8826 Co Rd 4, Waterloo, OH 45688 Property Records

Lawrence County property record for 8826 Co Rd 4, Waterloo, OH 45688

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 1 ba · 1,920 sqft · built 1935
Lot Size	64 acres (2,791,760 sqft)
Owner	2 Individual Names on File
Last Sale	$238,290 (Sep 2026)
Tax Bill	$444 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-033-1200.000`

Property Details

APN / Parcel Number

Primary APN	`20-033-1200.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,920 sqft Gross Area
1st Floor Area	960 sqft
Upper Floors Area	688 sqft
Basement Area	272 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	2,791,760 sqft (64 acres)

Exterior Amenities

Porch	Open Frame Porch
Porch Area	644 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	8826 COUNTY ROAD 4
City	PEDRO
State	OH
Zip	45659-8795
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	17-05-33 W PT. S1/2 SE PT SE SW PT W PT S1/2 SE PT SE SE 64.09AC
Legal Subdivision	SYMMES VALLEY
Jurisdiction	LAWRENCE OH
Township / Civil Division	SYMMES
Census Block Group	1
Census Block	1036
Census Tract	50600

Owner

8826 Co Rd 4, an agricultural property, is owned by two individuals who bought it in September 2026.

Source: Lawrence County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21890 SWENDAL RD, BUTLER, OH 44822-9218
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2026	Deed, Transfer · Conventional Mortgage FARM CREDIT SERVICES/MIDLANDS FLCA
Oct 27, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jun 26, 2025 · Amount on File
Deed Document Number	20264817
Deed Book / Page	1330 / 303
Prior Transfer Date	Oct 21, 2022
Prior Transfer Doc	0000006380
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE OH
Recording Date	Oct 15, 2026
Property Address	8826 COUNTY ROAD 4, PEDRO, OH 45659-8795
Document Number	0000005527
Book / Page	1335 / 350
Instrument Date	Sep 17, 2026
Instrument	20265527
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$65,087.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE OH
Recording Date	Sep 15, 2026
Property Address	8826 COUNTY ROAD 4, PEDRO, OH 45659-8795
Document Number	0000004817
Book / Page	1330 / 303
Instrument Date	Aug 26, 2026
Instrument	20264817
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,269.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	21890 SWENDAL RD, BUTLER, OH 44822-9218

Mortgage

Document Number	0000004818,
Date	Sep 15, 2026
Instrument	20264818

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAWRENCE OH
Recording Date	Oct 27, 2022
Property Address	8826 COUNTY ROAD 4, WATERLOO, OH 45688
Document Number	0000006380
Book / Page	1159 / 785
Instrument Date	Oct 17, 2022
Instrument	2022-00006380
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MORNINGSIDE DR, MARIETTA, OH 45750-8772

Tax Assessment & Valuation

The 2025 property tax bill for 8826 Co Rd 4 was $444.

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Symmes Township
Unified School District	Symmes Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00	$37,688 Land $35,879 Building $1,810	$107,680 Land $102,510 Building $5,170
2023	$322.00 (+0.63%) Homeowner's exemption	$21,380 (-) Land $19,570 Building $1,810
2022	$320.00 Homeowner's exemption	$21,380 Land $19,570 Building $1,810	$61,070 Land $55,900 Building $5,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8826 Co Rd 4 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (2000–2017)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Mar 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8826 Co Rd 4 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 98.4% of Ohio
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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