Lawrence County property record for 10908 Co Rd 4, Waterloo, OH 45688
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 760 sqft · built 1964 |
| Lot Size | 7.86 acres (342,817 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $369 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-036-0400.000 |
| Primary APN | 20-036-0400.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 760 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 342,817 sqft (7.86 acres) |
| Patio Area | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Street Address | 10908 COUNTY ROAD 4 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-05-35 PT. W1/2 NW S OF CO. RD. NO. 4 0007.87A |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 50600 |
10908 Co Rd 4 is owned and occupied by two individuals who acquired it in December 1996.
Source: Lawrence County records, as of May 3, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10908 COUNTY ROAD 4, WATERLOO, OH 45688-9338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 1996 |
| Deed Sale | Dec 16, 1996 |
| Deed Document Number | 1377 |
| Record Updated | Jun 7, 2026 |
Source: Lawrence County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $369.00 (+0.54%) Homeowner's exemption | $12,640 (-) Land $8,360 Building $4,280 | |
| 2022 | $367.00 Homeowner's exemption | $12,640 Land $8,360 Building $4,280 | $36,120 Land $23,880 Building $12,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10908 Co Rd 4 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10908 Co Rd 4 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 97.6% of Ohio |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures