Lawrence County property record for 10092 Co Rd 4, Waterloo, OH 45688
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,200 sqft · built 1920 |
| Lot Size | 5.09 acres (221,720 sqft) |
| Owner | Company Name on File |
| Tax Bill | $695 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-035-1400.000 |
| Primary APN | 20-035-1400.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 360 sqft |
| Basement Area | 120 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 221,720 sqft (5.09 acres) |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 208 sqft |
| Deck Area | 96 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Lean-To | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 10092 COUNTY ROAD 4 |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17-05-34 NW SW 5.09AC |
| Legal Subdivision | SYMMES VALLEY |
| Jurisdiction | LAWRENCE OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 50600 |
10092 Co Rd 4 is owned by a company that acquired it in September 1992.
Source: Lawrence County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10092 COUNTY ROAD 4, WATERLOO, OH 45688-9338 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 1992 |
| Deed Sale | Sep 15, 1992 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10092 Co Rd 4 was $695.
Source: Lawrence County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lawrence County |
| County Subdivision | Symmes Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695.00 | $24,833 Land $9,384 Building $15,449 | $70,950 Land $26,810 Building $44,140 |
| 2023 | $640.00 (+0.31%) | $22,150 (-) Land $6,700 Building $15,450 | |
| 2022 | $638.00 | $22,150 Land $6,700 Building $15,450 | $63,290 Land $19,150 Building $44,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10092 Co Rd 4 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (2000–2017) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Mar 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10092 Co Rd 4 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 98.4% of Ohio |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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