8824 Thermal St, Oakland, CA 94605 Property Records

Alameda County property record for 8824 Thermal St, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1952
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Dec 2020)
Tax Bill	$13,020 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43A-4640-23`

Property Details

APN / Parcel Number

Primary APN	`43A-4640-23`
Alternative APN	`043A-4640-023-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)

Location & Zoning

Street Address	8824 THERMAL ST
City	OAKLAND
State	CA
Zip	94605-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00023 BLK: AR: 043A PAGE: 4640
Legal Subdivision	TOLER HEIGHTS
Legal Block	G
Legal Lot Number	20
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2001
Census Tract	409800

Owner

Source: Alameda County records, as of August 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8824 THERMAL ST, OAKLAND, CA 94605-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 18, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2020363889
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000173114
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 24, 2020
Property Address	8824 THERMAL ST, OAKLAND, CA 94605-4020
Document Number	0000363889
Map Reference	MB 23 PG 34
Instrument Date	Dec 18, 2020
Instrument	2020363889
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8824 THERMAL ST, OAKLAND, CA 94605-4020

Mortgage

Document Number	0000363890
Date	Dec 24, 2020
Instrument	2020363890

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jul 21, 2020
Property Address	8824 THERMAL ST, OAKLAND, CA 94605-4020
Document Number	0000173114
Map Reference	MB 23 PG 34&35
Instrument Date	Jul 13, 2020
Instrument	2020173114
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8824 THERMAL ST, OAKLAND, CA 94605-4020

Mortgage

Document Number	0000173115
Date	Jul 21, 2020
Instrument	2020173115

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 18, 2017
Property Address	8824 THERMAL ST, OAKLAND, CA 94605-4020
Document Number	0000277576
Map Reference	MB 23 PG 34&35
Instrument Date	Dec 7, 2017
Instrument	2017277576
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8824 THERMAL ST, OAKLAND, CA 94605-4020

Mortgage

Document Number	0000277577
Date	Dec 18, 2017
Instrument	2017277577

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of June 20, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,020.00 (+3.81%) Homeowner's exemption	$858,935 (+3.2%) Land $259,780 Building $606,155
2024	$12,542.00 (-4.97%)
2023	$13,198.00 Homeowner's exemption	$832,320 Land $249,696 Building $582,624	$817,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1979–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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